Quarterly results · AUBANK
AU SMALL FINANCE BANK LTD reported revenue of ₹3,385 cr and net profit of ₹796 cr in Q1 FY27 (quarter ended 30 Jun 2026), +37.0% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹3,385 cr |
| Revenue YoY | +18.5% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹796 cr |
| Net profit YoY | +37.0% |
| Net profit QoQ | -4.3% |
| Net margin | 23.5% |
| Basic EPS | ₹10.63 |
| TTM revenue | ₹12,618 cr |
| TTM net profit | ₹2,876 cr |
| TTM net margin | 22.8% |
AU SMALL FINANCE BANK LTD (AUBANK) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹3,385 cr and a net profit of ₹796 cr, translating into earnings per share of ₹10.63.
Compared with the same quarter a year earlier, revenue grew by +18.5% and net profit grew strongly by +37.0%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹3,385 cr
+18.5% YoY
Net profit
₹796 cr
+37.0% YoY
Operating profit
—
— YoY
EPS
₹10.63
+36.3% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹3,385 cr | — | ₹796 cr | — | 23.5% | ₹10.63 | +37.0% | -4.3% |
| Q4 FY262026-03-31 | ₹3,313 cr | — | ₹832 cr | — | 25.1% | ₹11.13 | +65.2% | +24.6% |
| Q3 FY262025-12-31 | ₹3,065 cr | — | ₹668 cr | — | 21.8% | ₹8.94 | — | +14.9% |
| Q1 FY262025-06-30 | ₹2,855 cr | — | ₹581 cr | — | 20.3% | ₹7.80 | — | +15.3% |
| Q4 FY252025-03-31 | ₹2,855 cr | — | ₹504 cr | — | 17.6% | ₹6.77 | — | — |
| TTM (last 4 quarters) | ₹12,618 cr | — | ₹2,876 cr | — | 22.8% | ₹38.50 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹3,385 cr | ₹3,313 cr | ₹3,065 cr | ₹2,855 cr | ₹2,855 cr |
| Interest cost | ₹2,607 cr | ₹2,437 cr | ₹2,386 cr | ₹2,334 cr | ₹2,177 cr |
| Profit before tax | ₹1,064 cr | ₹1,082 cr | ₹884 cr | ₹779 cr | ₹657 cr |
| Tax expense | ₹268 cr | ₹250 cr | ₹217 cr | ₹198 cr | ₹153 cr |
| Effective tax rate | 25.2% | 23.1% | 24.5% | 25.4% | 23.4% |
| Net profit (PAT) | ₹796 cr | ₹832 cr | ₹668 cr | ₹581 cr | ₹504 cr |
| Net profit margin | 23.5% | 25.1% | 21.8% | 20.3% | 17.6% |
| Basic EPS | ₹10.63 | ₹11.13 | ₹8.94 | ₹7.80 | ₹6.77 |
| Diluted EPS | ₹10.51 | ₹11.01 | ₹8.87 | ₹7.78 | ₹6.75 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | +18.5% | +16.1% | — | — | — |
| Revenue QoQ | +2.2% | +8.1% | +7.3% | +0.0% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +37.0% | +65.2% | — | — | — |
| Net profit QoQ | -4.3% | +24.6% | +14.9% | +15.3% | — |
| EPS YoY | +36.3% | +64.4% | — | — | — |
| EPS QoQ | -4.5% | +24.5% | +14.6% | +15.2% | — |
Full-year performance for AU SMALL FINANCE BANK LTD, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹12,097 cr | ₹10,542 cr | ₹6,856 cr | ₹5,460 cr |
| Interest cost | ₹9,524 cr | ₹8,052 cr | ₹5,398 cr | ₹3,780 cr |
| Profit before tax | ₹3,474 cr | ₹2,788 cr | ₹1,999 cr | ₹1,865 cr |
| Tax expense | ₹833 cr | ₹682 cr | ₹465 cr | ₹437 cr |
| Effective tax rate | 24.0% | 24.5% | 23.2% | 23.4% |
| Net profit (PAT) | ₹2,641 cr | ₹2,106 cr | ₹1,535 cr | ₹1,428 cr |
| Net profit margin | 21.8% | 20.0% | 22.4% | 26.2% |
| Basic EPS | ₹35.40 | ₹28.32 | ₹22.98 | ₹21.86 |
| Diluted EPS | ₹35.01 | ₹28.24 | ₹22.86 | ₹21.74 |
Topline for Q1 FY27 came in at ₹3,385 cr against ₹2,855 cr in Q1 FY26, and ₹3,313 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +2.2%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹796 cr works out to a net margin of 23.5% compared with 20.3% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, AU SMALL FINANCE BANK LTD reported profit before tax of ₹1,064 cr, a tax charge of ₹268 cr (effective rate 25.2%), interest cost of ₹2,607 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹832 cr in Q4 FY26 to ₹796 cr in Q1 FY27, a change of -4.3%.
Across the trailing four quarters AU SMALL FINANCE BANK LTD has generated revenue of ₹12,618 cr and net profit of ₹2,876 cr, a trailing net margin of 22.8%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹12,097 cr with net profit of ₹2,641 cr and EPS of ₹35.40, versus the prior year where revenue grew +14.8% and profit grew +25.4%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
AU SMALL FINANCE BANK LTD has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
Au Small Finance Bank (AUBANK) trades at ₹1,060.50, -13.20 (-1.24%) as the block-deal story plays out. Live board, day range, twelve-month context and the follow-up that decides the next session.
Au Small Finance Bank (AUBANK) trades at ₹1,053.00, -12.00 (-1.14%). We read the exchange board, the volume against its own average, and what a shareholder should actually do with this information.
In Q1 FY27 (quarter ended 30 Jun 2026), AU SMALL FINANCE BANK LTD reported revenue of ₹3,385 cr and net profit of ₹796 cr, a change of +37.0% year on year on +18.5% revenue growth. EPS stood at ₹10.63.
AU SMALL FINANCE BANK LTD posted a net profit margin of 23.5% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹12,618 cr and net profit ₹2,876 cr.
AU SMALL FINANCE BANK LTD net profit changed -4.3% quarter on quarter, from ₹832 cr in Q4 FY26 to ₹796 cr in Q1 FY27.
AU SMALL FINANCE BANK LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Our latest AUBANK results coverage — "AU Small Finance Bank Q1FY27 Results: Profit Rises 37%, NII Jumps 32%, Loan Growth Remains Strong" — breaks down revenue, profit, margins and management commentary.
For FY26, AU SMALL FINANCE BANK LTD reported full-year revenue of ₹12,097 cr and net profit of ₹2,641 cr, with EPS of ₹35.40.
Past results dates for AUBANK will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 11 Sept 2026. For information only, not investment advice.
