UNIONBANK Q1 FY27 results at a glance
UNION BANK OF INDIA Q1 FY27 key results metrics| Quarter | Q1 FY27 |
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| Quarter ended | 30 Jun 2026 |
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| Revenue | ₹15,455 cr |
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| Revenue YoY | +9.5% |
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| Operating profit | — |
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| Operating margin | — |
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| Net profit | ₹5,642 cr |
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| Net profit YoY | +27.4% |
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| Net profit QoQ | +2.5% |
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| Net margin | 36.5% |
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| Basic EPS | ₹7.39 |
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| TTM revenue | ₹59,869 cr |
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| TTM net profit | ₹20,646 cr |
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| TTM net margin | 34.5% |
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UNIONBANK Q1 FY27 results: what the numbers say
UNION BANK OF INDIA (UNIONBANK) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹15,455 cr and a net profit of ₹5,642 cr, translating into earnings per share of ₹7.39.
Compared with the same quarter a year earlier, revenue grew by +9.5% and net profit grew strongly by +27.4%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
UNIONBANK quarter-wise results table
Revenue
₹15,455 cr
+9.5% YoY
Net profit
₹5,642 cr
+27.4% YoY
UNION BANK OF INDIA (UNIONBANK) quarter-wise results — revenue, operating profit, net profit, margins, EPS and growth| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
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| Q1 FY272026-06-30 | ₹15,455 cr | — | ₹5,642 cr | — | 36.5% | ₹7.39 | +27.4% | +2.5% |
| Q4 FY262026-03-31 | ₹15,669 cr | — | ₹5,504 cr | — | 35.1% | ₹7.21 | +9.8% | +8.5% |
| Q3 FY262025-12-31 | ₹14,632 cr | — | ₹5,073 cr | — | 34.7% | ₹6.65 | — | +14.6% |
| Q1 FY262025-06-30 | ₹14,113 cr | — | ₹4,428 cr | — | 31.4% | ₹5.80 | — | -11.6% |
| Q4 FY252025-03-31 | ₹15,848 cr | — | ₹5,011 cr | — | 31.6% | ₹6.56 | — | — |
| TTM (last 4 quarters) | ₹59,869 cr | — | ₹20,646 cr | — | 34.5% | ₹27.05 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
UNIONBANK quarterly income statement
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
UNION BANK OF INDIA quarterly income statement| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
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| Revenue / Sales | ₹15,455 cr | ₹15,669 cr | ₹14,632 cr | ₹14,113 cr | ₹15,848 cr |
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| Interest cost | ₹17,206 cr | ₹17,005 cr | ₹17,370 cr | ₹17,855 cr | ₹17,743 cr |
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| Profit before tax | ₹7,067 cr | ₹6,926 cr | ₹6,638 cr | ₹5,269 cr | ₹6,175 cr |
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| Tax expense | ₹1,699 cr | ₹1,592 cr | ₹1,609 cr | ₹1,132 cr | ₹1,174 cr |
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| Effective tax rate | 24.0% | 23.0% | 24.2% | 21.5% | 19.0% |
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| Net profit (PAT) | ₹5,642 cr | ₹5,504 cr | ₹5,073 cr | ₹4,428 cr | ₹5,011 cr |
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| Net profit margin | 36.5% | 35.1% | 34.7% | 31.4% | 31.6% |
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| Basic EPS | ₹7.39 | ₹7.21 | ₹6.65 | ₹5.80 | ₹6.56 |
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| Diluted EPS | ₹7.39 | ₹7.21 | ₹6.65 | ₹5.80 | ₹6.56 |
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UNIONBANK results growth — YoY and QoQ
Quarterly growth rates, year on year and quarter on quarter| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
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| Revenue YoY | +9.5% | -1.1% | — | — | — |
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| Revenue QoQ | -1.4% | +7.1% | +3.7% | -10.9% | — |
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| Operating profit YoY | — | — | — | — | — |
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| Operating profit QoQ | — | — | — | — | — |
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| Net profit YoY | +27.4% | +9.8% | — | — | — |
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| Net profit QoQ | +2.5% | +8.5% | +14.6% | -11.6% | — |
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| EPS YoY | +27.4% | +9.9% | — | — | — |
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| EPS QoQ | +2.5% | +8.4% | +14.7% | -11.6% | — |
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UNIONBANK annual results history
Full-year performance for UNION BANK OF INDIA, useful for reading each quarter in context.
UNION BANK OF INDIA annual income statement| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
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| Revenue / Sales | ₹58,788 cr | ₹59,340 cr | ₹55,178 cr | ₹47,132 cr |
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| Interest cost | ₹69,477 cr | ₹68,916 cr | ₹63,364 cr | ₹48,033 cr |
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| Profit before tax | ₹24,934 cr | ₹23,530 cr | ₹21,596 cr | ₹12,228 cr |
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| Tax expense | ₹5,504 cr | ₹5,503 cr | ₹7,799 cr | ₹3,716 cr |
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| Effective tax rate | 22.1% | 23.4% | 36.1% | 30.4% |
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| Net profit (PAT) | ₹19,430 cr | ₹18,027 cr | ₹13,797 cr | ₹8,512 cr |
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| Net profit margin | 33.1% | 30.4% | 25.0% | 18.1% |
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| Basic EPS | ₹25.45 | ₹23.62 | ₹19.15 | ₹12.45 |
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| Diluted EPS | ₹25.45 | ₹23.62 | ₹19.15 | ₹12.45 |
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Revenue trend and demand read-through
Topline for Q1 FY27 came in at ₹15,455 cr against ₹14,113 cr in Q1 FY26, and ₹15,669 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue declined -1.4%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Margins, tax and profitability
Net profit of ₹5,642 cr works out to a net margin of 36.5% compared with 31.4% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, UNION BANK OF INDIA reported profit before tax of ₹7,067 cr, a tax charge of ₹1,699 cr (effective rate 24.0%), interest cost of ₹17,206 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹5,504 cr in Q4 FY26 to ₹5,642 cr in Q1 FY27, a change of +2.5%.
Trailing twelve months and annual context
Across the trailing four quarters UNION BANK OF INDIA has generated revenue of ₹59,869 cr and net profit of ₹20,646 cr, a trailing net margin of 34.5%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹58,788 cr with net profit of ₹19,430 cr and EPS of ₹25.45, versus the prior year where revenue declined -0.9% and profit grew +7.8%.
What to watch in the next UNIONBANK quarter
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
UNION BANK OF INDIA has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
UNIONBANK results coverage
No results report published for UNIONBANK yet — our desk covers each quarter within minutes of the filing.
UNIONBANK quarterly results FAQs
What were UNION BANK OF INDIA (UNIONBANK) Q1 FY27 results?
In Q1 FY27 (quarter ended 30 Jun 2026), UNION BANK OF INDIA reported revenue of ₹15,455 cr and net profit of ₹5,642 cr, a change of +27.4% year on year on +9.5% revenue growth. EPS stood at ₹7.39.
What is UNIONBANK profit margin in Q1 FY27?
UNION BANK OF INDIA posted a net profit margin of 36.5% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹59,869 cr and net profit ₹20,646 cr.
Did UNIONBANK results beat the previous quarter?
UNION BANK OF INDIA net profit changed +2.5% quarter on quarter, from ₹5,504 cr in Q4 FY26 to ₹5,642 cr in Q1 FY27.
When are UNION BANK OF INDIA (UNIONBANK) quarterly results?
UNION BANK OF INDIA has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Where can I see UNIONBANK latest quarterly results?
Results coverage for UNIONBANK will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the UNIONBANK stock page.
What is UNION BANK OF INDIA annual revenue and profit?
For FY26, UNION BANK OF INDIA reported full-year revenue of ₹58,788 cr and net profit of ₹19,430 cr, with EPS of ₹25.45.
How many quarterly results has UNIONBANK declared recently?
Past results dates for UNIONBANK will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.