AU SMALL FINANCE BANK LTD Quarterly Results (AUBANK) — Q2 FY27
AU SMALL FINANCE BANK LTD reported revenue of ₹3,590 cr and net profit of ₹858 cr in Q2 FY27 (quarter ended 30 Sept 2026). Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated when Yahoo Finance publishes updated financial statements; exchange filings can appear earlier.
AU SMALL FINANCE BANK LTD Q2 FY27 key results metrics
Quarter
Q2 FY27
Quarter ended
30 Sept 2026
Revenue
₹3,590 cr
Revenue YoY
—
Operating profit
—
Operating margin
—
Net profit
₹858 cr
Net profit YoY
—
Net profit QoQ
+7.8%
Net margin
23.9%
Basic EPS
₹11.44
TTM revenue
₹13,353 cr
TTM net profit
₹3,153 cr
TTM net margin
23.6%
AUBANK Q2 FY27 results: what the numbers say
AU SMALL FINANCE BANK LTD (AUBANK) has reported its Q2 FY27 results for the quarter ended 2026-09-30. The company posted revenue of ₹3,590 cr and a net profit of ₹858 cr, translating into earnings per share of ₹11.44.
AUBANK quarter-wise results table
Revenue
₹3,590 cr
—YoY
Net profit
₹858 cr
—YoY
Operating profit
—
—YoY
EPS
₹11.44
—YoY
AU SMALL FINANCE BANK LTD (AUBANK) quarter-wise results — revenue, operating profit, net profit, margins, EPS and growth
Quarter
Revenue
Operating profit
Net profit
OPM
Net margin
EPS
Profit YoY
Profit QoQ
Q2 FY272026-09-30
₹3,590 cr
—
₹858 cr
—
23.9%
₹11.44
—
+7.8%
Q1 FY272026-06-30
₹3,385 cr
—
₹796 cr
—
23.5%
₹10.63
+37.0%
-4.3%
Q4 FY262026-03-31
₹3,313 cr
—
₹832 cr
—
25.1%
₹11.13
—
+24.6%
Q3 FY262025-12-31
₹3,065 cr
—
₹668 cr
—
21.8%
₹8.94
—
+14.9%
Q1 FY262025-06-30
₹2,855 cr
—
₹581 cr
—
20.3%
₹7.80
—
—
TTM (last 4 quarters)
₹13,353 cr
—
₹3,153 cr
—
23.6%
₹42.14
—
—
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
AUBANK quarterly income statement
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
AU SMALL FINANCE BANK LTD quarterly income statement
Particulars
Q2 FY272026-09-30
Q1 FY272026-06-30
Q4 FY262026-03-31
Q3 FY262025-12-31
Q1 FY262025-06-30
Revenue / Sales
₹3,590 cr
₹3,385 cr
₹3,313 cr
₹3,065 cr
₹2,855 cr
Interest cost
₹2,792 cr
₹2,607 cr
₹2,437 cr
₹2,386 cr
₹2,334 cr
Profit before tax
₹1,154 cr
₹1,064 cr
₹1,082 cr
₹884 cr
₹779 cr
Tax expense
₹297 cr
₹268 cr
₹250 cr
₹217 cr
₹198 cr
Effective tax rate
25.7%
25.2%
23.1%
24.5%
25.4%
Net profit (PAT)
₹858 cr
₹796 cr
₹832 cr
₹668 cr
₹581 cr
Net profit margin
23.9%
23.5%
25.1%
21.8%
20.3%
Basic EPS
₹11.44
₹10.63
₹11.13
₹8.94
₹7.80
Diluted EPS
₹11.30
₹10.51
₹11.01
₹8.87
₹7.78
AUBANK results growth — YoY and QoQ
Quarterly growth rates, year on year and quarter on quarter
Growth
Q2 FY27
Q1 FY27
Q4 FY26
Q3 FY26
Q1 FY26
Revenue YoY
—
+18.5%
—
—
—
Revenue QoQ
+6.1%
+2.2%
+8.1%
+7.3%
—
Operating profit YoY
—
—
—
—
—
Operating profit QoQ
—
—
—
—
—
Net profit YoY
—
+37.0%
—
—
—
Net profit QoQ
+7.8%
-4.3%
+24.6%
+14.9%
—
EPS YoY
—
+36.3%
—
—
—
EPS QoQ
+7.6%
-4.5%
+24.5%
+14.6%
—
AUBANK annual results history
Full-year performance for AU SMALL FINANCE BANK LTD, useful for reading each quarter in context.
AU SMALL FINANCE BANK LTD annual income statement
Particulars
FY262026-03-31
FY252025-03-31
FY242024-03-31
FY232023-03-31
Revenue / Sales
₹12,097 cr
₹10,542 cr
₹6,856 cr
₹5,460 cr
Interest cost
₹9,524 cr
₹8,052 cr
₹5,398 cr
₹3,780 cr
Profit before tax
₹3,474 cr
₹2,788 cr
₹1,999 cr
₹1,865 cr
Tax expense
₹833 cr
₹682 cr
₹465 cr
₹437 cr
Effective tax rate
24.0%
24.5%
23.2%
23.4%
Net profit (PAT)
₹2,641 cr
₹2,106 cr
₹1,535 cr
₹1,428 cr
Net profit margin
21.8%
20.0%
22.4%
26.2%
Basic EPS
₹35.40
₹28.32
₹22.98
₹21.86
Diluted EPS
₹35.01
₹28.24
₹22.86
₹21.74
Revenue trend and demand read-through
Topline for Q2 FY27 came in at ₹3,590 cr, and ₹3,385 cr in the preceding Q1 FY27 quarter.
On a sequential basis revenue grew +6.1%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Margins, tax and profitability
Net profit of ₹858 cr works out to a net margin of 23.9%.
Below the operating line, AU SMALL FINANCE BANK LTD reported profit before tax of ₹1,154 cr, a tax charge of ₹297 cr (effective rate 25.7%), interest cost of ₹2,792 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹796 cr in Q1 FY27 to ₹858 cr in Q2 FY27, a change of +7.8%.
Trailing twelve months and annual context
Across the trailing four quarters AU SMALL FINANCE BANK LTD has generated revenue of ₹13,353 cr and net profit of ₹3,153 cr, a trailing net margin of 23.6%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹12,097 cr with net profit of ₹2,641 cr and EPS of ₹35.40, versus the prior year where revenue grew +14.8% and profit grew +25.4%.
What to watch in the next AUBANK quarter
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A single weak quarter matters less than the direction over three to four consecutive quarters.
No next results date is available in the board-meeting calendar. Statement figures update when Yahoo Finance makes them available; this is not an immediate exchange-filing feed.
Financial figures here are supplied through Yahoo Finance fundamentals and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
What were AU SMALL FINANCE BANK LTD (AUBANK) Q2 FY27 results?
In Q2 FY27 (quarter ended 30 Sept 2026), AU SMALL FINANCE BANK LTD reported revenue of ₹3,590 cr and net profit of ₹858 cr. EPS stood at ₹11.44.
What is AUBANK profit margin in Q2 FY27?
AU SMALL FINANCE BANK LTD posted a net profit margin of 23.9% and an operating margin of not available in Q2 FY27. On a trailing twelve-month basis, revenue is ₹13,353 cr and net profit ₹3,153 cr.
Did AUBANK results beat the previous quarter?
AU SMALL FINANCE BANK LTD net profit changed +7.8% quarter on quarter, from ₹796 cr in Q1 FY27 to ₹858 cr in Q2 FY27.
When are AU SMALL FINANCE BANK LTD (AUBANK) quarterly results?
AU SMALL FINANCE BANK LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Where can I see AUBANK latest quarterly results?
Our latest AUBANK results coverage — "AU Small Finance Bank Limited Q2 FY27 Results: Net Profit ₹858 cr, Revenue from operations ₹5,612 cr" — breaks down revenue, profit, margins and management commentary.
What is AU SMALL FINANCE BANK LTD annual revenue and profit?
For FY26, AU SMALL FINANCE BANK LTD reported full-year revenue of ₹12,097 cr and net profit of ₹2,641 cr, with EPS of ₹35.40.
How many quarterly results has AUBANK declared recently?
AUBANK has held 1 recent board meetings for financial results, the last on 24 Oct 2026.
Results dates: NSE board-meeting calendar. Financial figures: Yahoo Finance fundamentals, not a direct exchange filing feed. Last successful data fetch 28 Oct 2026. Figures can be delayed; results change only when the provider publishes them. For information only, not investment advice.