Personal Finance News Today, 16 November 2026: Tax and savings rules Leads 11 Headlines

This morning's money headlines

We tracked 11 fresh headlines from Livemint and grouped them into 4 themes. Tax and savings rules is drawing the most attention right now. Each theme carries our note on why it matters for your money, followed by the original reporting linked to its publisher.

Tax and savings rules

Why it matters: Tax-rule changes decide how much of your return you actually keep — they matter as much as the investment itself.

• Income tax department flags ₹1.5 crore deal over WhatsApp chat and ₹10 note photo; why ITAT deleted the addition — Livemint
• FD returns: Your bank offers 6.35% interest, but how much do you actually earn after tax? Check returns across top banks — Livemint
• Got tax refund twice? Here is what you should do — Livemint
• Sold a commercial property? Can you claim tax exemption by investing the proceeds in two flats? ITAT clarifies — Livemint
• Kisan Vikas Patra rules: Can you invest ₹1 crore? Check the 7.5% rate, 115-month maturity and tax rules before investing — Livemint

Deposits, rates and small savings

Why it matters: Deposit and small-savings rates set the risk-free benchmark every other investment is judged against.

• FD interest rates hiked: This bank increased money gains for 444-day plan — ₹1 lakh, ₹3 lakh and ₹5 lakhs details — Livemint
• Small finance banks offer up to 8.25% FD interest: Compare Suryoday, Ujjivan and Utkarsh rates with large banks — Livemint

Loans, EMIs and credit

Why it matters: Borrowing costs move with RBI policy, and loan terms directly hit household cash flow.

• Pension cannot be attached to recover another person's loan even if retired employee stood as guarantor: J&K&L HC — Livemint
• Can someone else’s missed EMI damage your borrowing prospects? What happens to credit score after becoming a guarantor? — Livemint

Retirement and insurance

Why it matters: Retirement and protection products are long-commitment decisions — rule changes and new options deserve attention early.

• Want clarification about EPF, EPS, EDLI, wage ceiling? Here's how to meet EPFO representatives from 14-27 Nov — Details — Livemint
• 8th Pay Commission pension: Check how ₹25,000 to ₹75,000 basic pensions may change at 2.1, 2.57 and 2.75 fitment factors — Livemint

Our take

Personal-finance rules change quietly and the cost of missing them is real. Verify any tax, rate or scheme change on the official portal before acting — headlines summarise, the gazette decides.

Frequently asked questions

Is personal finance advice on this page personalised?

No. This is general information and education. Your tax and investment decisions depend on your income, goals and risk profile — consult a registered adviser for personalised advice.

Where do these headlines come from?

From Livemint. We link to the original reporting and add our own context.

Reporting method

This automated report uses the sources and reporting periods cited above. Publication time may differ from the underlying quote or filing time. Provider data can be delayed or revised; missing values are unavailable, not zero. Calculated comparisons do not establish the cause of a market move.

Related live pages

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Sources

• Livemint — publisher feed (headlines linked above)

“This report is generated automatically from live exchange and official association data at the time stamped above. Prices move continuously — verify on the source before acting. Nothing here is investment advice.”