Quarterly results · UJJIVANSFB
UJJIVAN SMALL FINANC BANK reported revenue of ₹1,443 cr and net profit of ₹317 cr in Q1 FY27 (quarter ended 30 Jun 2026), +206.7% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹1,443 cr |
| Revenue YoY | +30.6% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹317 cr |
| Net profit YoY | +206.7% |
| Net profit QoQ | +12.3% |
| Net margin | 21.9% |
| Basic EPS | ₹1.63 |
| TTM revenue | ₹5,244 cr |
| TTM net profit | ₹887 cr |
| TTM net margin | 16.9% |
UJJIVAN SMALL FINANC BANK (UJJIVANSFB) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹1,443 cr and a net profit of ₹317 cr, translating into earnings per share of ₹1.63.
Compared with the same quarter a year earlier, revenue grew strongly by +30.6% and net profit grew sharply by +206.7%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹1,443 cr
+30.6% YoY
Net profit
₹317 cr
+206.7% YoY
Operating profit
—
— YoY
EPS
₹1.63
+207.5% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹1,443 cr | — | ₹317 cr | — | 21.9% | ₹1.63 | +206.7% | +12.3% |
| Q4 FY262026-03-31 | ₹1,400 cr | — | ₹282 cr | — | 20.1% | ₹1.45 | +238.1% | +51.8% |
| Q3 FY262025-12-31 | ₹1,296 cr | — | ₹186 cr | — | 14.3% | ₹0.96 | — | +79.9% |
| Q1 FY262025-06-30 | ₹1,105 cr | — | ₹103 cr | — | 9.3% | ₹0.53 | — | +23.8% |
| Q4 FY252025-03-31 | ₹1,134 cr | — | ₹83.39 cr | — | 7.4% | ₹0.43 | — | — |
| TTM (last 4 quarters) | ₹5,244 cr | — | ₹887 cr | — | 16.9% | ₹4.57 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹1,443 cr | ₹1,400 cr | ₹1,296 cr | ₹1,105 cr | ₹1,134 cr |
| Interest cost | ₹838 cr | ₹785 cr | ₹751 cr | ₹763 cr | ₹709 cr |
| Profit before tax | ₹421 cr | ₹371 cr | ₹244 cr | ₹136 cr | ₹95.26 cr |
| Tax expense | ₹104 cr | ₹88.78 cr | ₹58.74 cr | ₹32.32 cr | ₹11.87 cr |
| Effective tax rate | 24.8% | 23.9% | 24.0% | 23.8% | 12.5% |
| Net profit (PAT) | ₹317 cr | ₹282 cr | ₹186 cr | ₹103 cr | ₹83.39 cr |
| Net profit margin | 21.9% | 20.1% | 14.3% | 9.3% | 7.4% |
| Basic EPS | ₹1.63 | ₹1.45 | ₹0.96 | ₹0.53 | ₹0.43 |
| Diluted EPS | ₹1.60 | ₹1.43 | ₹0.94 | ₹0.53 | ₹0.43 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | +30.6% | +23.4% | — | — | — |
| Revenue QoQ | +3.1% | +8.0% | +17.3% | -2.6% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +206.7% | +238.1% | — | — | — |
| Net profit QoQ | +12.3% | +51.8% | +79.9% | +23.8% | — |
| EPS YoY | +207.5% | +237.2% | — | — | — |
| EPS QoQ | +12.4% | +51.0% | +81.1% | +23.3% | — |
Full-year performance for UJJIVAN SMALL FINANC BANK, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹4,907 cr | ₹4,370 cr | ₹4,057 cr | ₹3,288 cr |
| Interest cost | ₹3,060 cr | ₹2,718 cr | ₹2,268 cr | ₹1,467 cr |
| Profit before tax | ₹911 cr | ₹942 cr | ₹1,702 cr | ₹1,467 cr |
| Tax expense | ₹218 cr | ₹215 cr | ₹421 cr | ₹367 cr |
| Effective tax rate | 24.0% | 22.9% | 24.7% | 25.0% |
| Net profit (PAT) | ₹693 cr | ₹726 cr | ₹1,281 cr | ₹1,100 cr |
| Net profit margin | 14.1% | 16.6% | 31.6% | 33.5% |
| Basic EPS | ₹3.57 | ₹3.75 | ₹6.65 | ₹5.82 |
| Diluted EPS | ₹3.51 | ₹3.71 | ₹6.54 | ₹5.81 |
Topline for Q1 FY27 came in at ₹1,443 cr against ₹1,105 cr in Q1 FY26, and ₹1,400 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +3.1%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹317 cr works out to a net margin of 21.9% compared with 9.3% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, UJJIVAN SMALL FINANC BANK reported profit before tax of ₹421 cr, a tax charge of ₹104 cr (effective rate 24.8%), interest cost of ₹838 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹282 cr in Q4 FY26 to ₹317 cr in Q1 FY27, a change of +12.3%.
Across the trailing four quarters UJJIVAN SMALL FINANC BANK has generated revenue of ₹5,244 cr and net profit of ₹887 cr, a trailing net margin of 16.9%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹4,907 cr with net profit of ₹693 cr and EPS of ₹3.57, versus the prior year where revenue grew +12.3% and profit declined -4.6%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
UJJIVAN SMALL FINANC BANK has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for UJJIVANSFB yet — our desk covers each quarter within minutes of the filing.
Ujjivan Small Financ Bank (UJJIVANSFB) trades at ₹65.36, -3.75 (-5.74%). The in-focus trigger, the levels the tape is defending, and what the numbers mean for traders and long-term holders.
Ujjivan Small Financ Bank (UJJIVANSFB) trades at ₹65.36, -3.75 (-5.74%). We read the exchange board, the volume against its own average, and what a shareholder should actually do with this information.
In Q1 FY27 (quarter ended 30 Jun 2026), UJJIVAN SMALL FINANC BANK reported revenue of ₹1,443 cr and net profit of ₹317 cr, a change of +206.7% year on year on +30.6% revenue growth. EPS stood at ₹1.63.
UJJIVAN SMALL FINANC BANK posted a net profit margin of 21.9% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹5,244 cr and net profit ₹887 cr.
UJJIVAN SMALL FINANC BANK net profit changed +12.3% quarter on quarter, from ₹282 cr in Q4 FY26 to ₹317 cr in Q1 FY27.
UJJIVAN SMALL FINANC BANK has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for UJJIVANSFB will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the UJJIVANSFB stock page.
For FY26, UJJIVAN SMALL FINANC BANK reported full-year revenue of ₹4,907 cr and net profit of ₹693 cr, with EPS of ₹3.57.
Past results dates for UJJIVANSFB will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 11 Sept 2026. For information only, not investment advice.
