CUB Q2 FY27 results at a glance
CITY UNION BANK LTD Q2 FY27 key results metrics| Quarter | Q2 FY27 |
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| Quarter ended | 30 Sept 2026 |
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| Revenue | ₹1,223 cr |
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| Revenue YoY | +32.1% |
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| Operating profit | — |
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| Operating margin | — |
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| Net profit | ₹416 cr |
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| Net profit YoY | — |
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| Net profit QoQ | +8.7% |
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| Net margin | 34.0% |
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| Basic EPS | ₹4.20 |
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| TTM revenue | ₹4,361 cr |
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| TTM net profit | ₹1,490 cr |
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| TTM net margin | 34.2% |
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CUB Q2 FY27 results: what the numbers say
CITY UNION BANK LTD (CUB) has reported its Q2 FY27 results for the quarter ended 2026-09-30. The company posted revenue of ₹1,223 cr and a net profit of ₹416 cr, translating into earnings per share of ₹4.20.
Compared with the same quarter a year earlier, revenue grew strongly by +32.1% and net profit changed .
CUB quarter-wise results table
Revenue
₹1,223 cr
+32.1% YoY
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CITY UNION BANK LTD (CUB) quarter-wise results — revenue, operating profit, net profit, margins, EPS and growth| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
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| Q2 FY272026-09-30 | ₹1,223 cr | — | ₹416 cr | — | 34.0% | ₹4.20 | — | +8.7% |
| Q1 FY272026-06-30 | ₹1,064 cr | — | ₹383 cr | — | 36.0% | ₹3.86 | +25.1% | +6.4% |
| Q4 FY262026-03-31 | ₹1,076 cr | — | ₹360 cr | — | 33.4% | ₹3.63 | — | +8.3% |
| Q3 FY262025-12-31 | ₹998 cr | — | ₹332 cr | — | 33.3% | ₹3.36 | — | — |
| Q2 FY262025-09-30 | ₹926 cr | — | — | — | — | ₹3.32 | — | — |
| Q1 FY262025-06-30 | — | — | ₹306 cr | — | — | — | — | — |
| TTM (last 4 quarters) | ₹4,361 cr | — | ₹1,490 cr | — | 34.2% | ₹15.05 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
CUB quarterly income statement
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
CITY UNION BANK LTD quarterly income statement| Particulars | Q2 FY272026-09-30 | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q2 FY262025-09-30 | Q1 FY262025-06-30 |
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| Revenue / Sales | ₹1,223 cr | ₹1,064 cr | ₹1,076 cr | ₹998 cr | ₹926 cr | — |
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| Interest cost | ₹1,219 cr | ₹1,165 cr | ₹1,070 cr | ₹1,004 cr | ₹987 cr | — |
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| Profit before tax | ₹541 cr | ₹503 cr | ₹460 cr | ₹417 cr | — | ₹381 cr |
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| Tax expense | ₹125 cr | ₹120 cr | ₹100 cr | ₹85 cr | — | ₹75 cr |
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| Effective tax rate | 23.1% | 23.9% | 21.8% | 20.4% | — | 19.7% |
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| Net profit (PAT) | ₹416 cr | ₹383 cr | ₹360 cr | ₹332 cr | — | ₹306 cr |
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| Net profit margin | 34.0% | 36.0% | 33.4% | 33.3% | — | — |
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| Basic EPS | ₹4.20 | ₹3.86 | ₹3.63 | ₹3.36 | ₹3.32 | — |
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| Diluted EPS | ₹4.19 | ₹3.85 | ₹3.62 | ₹3.35 | ₹3.31 | — |
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CUB results growth — YoY and QoQ
Quarterly growth rates, year on year and quarter on quarter| Growth | Q2 FY27 | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 |
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| Revenue YoY | +32.1% | — | — | — | — | — |
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| Revenue QoQ | +15.0% | -1.2% | +7.9% | +7.8% | — | — |
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| Operating profit YoY | — | — | — | — | — | — |
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| Operating profit QoQ | — | — | — | — | — | — |
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| Net profit YoY | — | +25.1% | — | — | — | — |
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| Net profit QoQ | +8.7% | +6.4% | +8.3% | — | — | — |
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| EPS YoY | +26.5% | — | — | — | — | — |
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| EPS QoQ | +8.8% | +6.3% | +8.0% | +1.2% | — | — |
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CUB annual results history
Full-year performance for CITY UNION BANK LTD, useful for reading each quarter in context.
CITY UNION BANK LTD annual income statement| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
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| Revenue / Sales | ₹3,865 cr | ₹3,214 cr | ₹2,865 cr | ₹2,973 cr |
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| Interest cost | ₹4,040 cr | ₹3,518 cr | ₹3,147 cr | ₹2,552 cr |
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| Profit before tax | ₹1,671 cr | ₹1,417 cr | ₹1,231 cr | ₹1,177 cr |
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| Tax expense | ₹345 cr | ₹293 cr | ₹215 cr | ₹240 cr |
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| Effective tax rate | 20.6% | 20.7% | 17.5% | 20.4% |
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| Net profit (PAT) | ₹1,326 cr | ₹1,124 cr | ₹1,016 cr | ₹937 cr |
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| Net profit margin | 34.3% | 35.0% | 35.5% | 31.5% |
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| Basic EPS | ₹13.41 | ₹11.38 | ₹10.29 | ₹9.50 |
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| Diluted EPS | ₹13.37 | ₹11.30 | ₹10.21 | ₹9.43 |
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Revenue trend and demand read-through
Topline for Q2 FY27 came in at ₹1,223 cr against ₹926 cr in Q2 FY26, and ₹1,064 cr in the preceding Q1 FY27 quarter.
On a sequential basis revenue grew +15.0%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Margins, tax and profitability
Net profit of ₹416 cr works out to a net margin of 34.0%.
Below the operating line, CITY UNION BANK LTD reported profit before tax of ₹541 cr, a tax charge of ₹125 cr (effective rate 23.1%), interest cost of ₹1,219 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹383 cr in Q1 FY27 to ₹416 cr in Q2 FY27, a change of +8.7%.
Trailing twelve months and annual context
Across the trailing four quarters CITY UNION BANK LTD has generated revenue of ₹4,361 cr and net profit of ₹1,490 cr, a trailing net margin of 34.2%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹3,865 cr with net profit of ₹1,326 cr and EPS of ₹13.41, versus the prior year where revenue grew +20.3% and profit grew +18.0%.
What to watch in the next CUB quarter
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A single weak quarter matters less than the direction over three to four consecutive quarters.
No next results date is available in the board-meeting calendar. Statement figures update when Yahoo Finance makes them available; this is not an immediate exchange-filing feed.
Financial figures here are supplied through Yahoo Finance fundamentals and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
CUB results coverage
No results report published for CUB yet — our desk covers each quarter within minutes of the filing.
More on CUB
CUB quarterly results FAQs
What were CITY UNION BANK LTD (CUB) Q2 FY27 results?
In Q2 FY27 (quarter ended 30 Sept 2026), CITY UNION BANK LTD reported revenue of ₹1,223 cr and net profit of ₹416 cr on +32.1% revenue growth. EPS stood at ₹4.20.
What is CUB profit margin in Q2 FY27?
CITY UNION BANK LTD posted a net profit margin of 34.0% and an operating margin of not available in Q2 FY27. On a trailing twelve-month basis, revenue is ₹4,361 cr and net profit ₹1,490 cr.
Did CUB results beat the previous quarter?
CITY UNION BANK LTD net profit changed +8.7% quarter on quarter, from ₹383 cr in Q1 FY27 to ₹416 cr in Q2 FY27.
When are CITY UNION BANK LTD (CUB) quarterly results?
CITY UNION BANK LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Where can I see CUB latest quarterly results?
Results coverage for CUB will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the CUB stock page.
What is CITY UNION BANK LTD annual revenue and profit?
For FY26, CITY UNION BANK LTD reported full-year revenue of ₹3,865 cr and net profit of ₹1,326 cr, with EPS of ₹13.41.
How many quarterly results has CUB declared recently?
Past results dates for CUB will be listed here from the exchange calendar.
Results dates: NSE board-meeting calendar. Financial figures: Yahoo Finance fundamentals, not a direct exchange filing feed. Last successful data fetch 5 Nov 2026. Figures can be delayed; results change only when the provider publishes them. For information only, not investment advice.