BANK OF INDIA Quarterly Results (BANKINDIA) — Q2 FY27

Revenue trend and demand read-through

Topline for Q2 FY27 came in at ₹9,875 cr, and ₹9,556 cr in the preceding Q1 FY27 quarter.

On a sequential basis revenue grew +3.3%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.

Margins, tax and profitability

Net profit of ₹3,309 cr works out to a net margin of 33.5%.

Below the operating line, BANK OF INDIA reported profit before tax of ₹4,321 cr, a tax charge of ₹1,099 cr (effective rate 25.4%), interest cost of ₹14,263 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.

Sequentially, net profit moved from ₹3,303 cr in Q1 FY27 to ₹3,309 cr in Q2 FY27, a change of +0.2%.

Trailing twelve months and annual context

Across the trailing four quarters BANK OF INDIA has generated revenue of ₹38,374 cr and net profit of ₹12,511 cr, a trailing net margin of 32.6%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.

On a full-year basis, FY26 revenue was ₹32,598 cr with net profit of ₹10,306 cr and EPS of ₹22.64, versus the prior year where revenue grew +3.4% and profit grew +7.9%.

What to watch in the next BANKINDIA quarter

For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A single weak quarter matters less than the direction over three to four consecutive quarters.

No next results date is available in the board-meeting calendar. Statement figures update when Yahoo Finance makes them available; this is not an immediate exchange-filing feed.

Financial figures here are supplied through Yahoo Finance fundamentals and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.