SBIN Q1 FY27 results at a glance
STATE BANK OF INDIA Q1 FY27 key results metrics| Quarter | Q1 FY27 |
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| Quarter ended | 30 Jun 2026 |
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| Revenue | ₹97,814 cr |
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| Revenue YoY | +10.2% |
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| Operating profit | — |
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| Operating margin | — |
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| Net profit | ₹24,113 cr |
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| Net profit YoY | +13.7% |
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| Net profit QoQ | +22.8% |
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| Net margin | 24.7% |
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| Basic EPS | ₹26.11 |
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| TTM revenue | ₹3,94,531 cr |
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| TTM net profit | ₹86,274 cr |
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| TTM net margin | 21.9% |
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SBIN Q1 FY27 results: what the numbers say
STATE BANK OF INDIA (SBIN) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹97,814 cr and a net profit of ₹24,113 cr, translating into earnings per share of ₹26.11.
Compared with the same quarter a year earlier, revenue grew by +10.2% and net profit grew by +13.7%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
SBIN quarter-wise results table
Revenue
₹97,814 cr
+10.2% YoY
Net profit
₹24,113 cr
+13.7% YoY
STATE BANK OF INDIA (SBIN) quarter-wise results — revenue, operating profit, net profit, margins, EPS and growth| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
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| Q1 FY272026-06-30 | ₹97,814 cr | — | ₹24,113 cr | — | 24.7% | ₹26.11 | +13.7% | +22.8% |
| Q4 FY262026-03-31 | ₹1,01,126 cr | — | ₹19,643 cr | — | 19.4% | ₹21.28 | +0.2% | -7.9% |
| Q3 FY262025-12-31 | ₹1,06,866 cr | — | ₹21,317 cr | — | 19.9% | ₹23.09 | — | +0.5% |
| Q1 FY262025-06-30 | ₹88,725 cr | — | ₹21,201 cr | — | 23.9% | ₹23.76 | — | +8.2% |
| Q4 FY252025-03-31 | ₹1,01,335 cr | — | ₹19,600 cr | — | 19.3% | ₹21.96 | — | — |
| TTM (last 4 quarters) | ₹3,94,531 cr | — | ₹86,274 cr | — | 21.9% | ₹94.24 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
SBIN quarterly income statement
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
STATE BANK OF INDIA quarterly income statement| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
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| Revenue / Sales | ₹97,814 cr | ₹1,01,126 cr | ₹1,06,866 cr | ₹88,725 cr | ₹1,01,335 cr |
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| Interest cost | ₹82,248 cr | ₹79,953 cr | ₹78,783 cr | ₹78,266 cr | ₹78,227 cr |
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| Profit before tax | ₹32,884 cr | ₹26,076 cr | ₹30,067 cr | ₹29,229 cr | ₹26,897 cr |
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| Tax expense | ₹8,305 cr | ₹5,914 cr | ₹8,191 cr | ₹7,602 cr | ₹6,955 cr |
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| Effective tax rate | 25.3% | 22.7% | 27.2% | 26.0% | 25.9% |
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| Net profit (PAT) | ₹24,113 cr | ₹19,643 cr | ₹21,317 cr | ₹21,201 cr | ₹19,600 cr |
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| Net profit margin | 24.7% | 19.4% | 19.9% | 23.9% | 19.3% |
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| Basic EPS | ₹26.11 | ₹21.28 | ₹23.09 | ₹23.76 | ₹21.96 |
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| Diluted EPS | ₹26.11 | ₹21.28 | ₹23.09 | ₹23.76 | ₹21.96 |
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SBIN results growth — YoY and QoQ
Quarterly growth rates, year on year and quarter on quarter| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
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| Revenue YoY | +10.2% | -0.2% | — | — | — |
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| Revenue QoQ | -3.3% | -5.4% | +20.4% | -12.4% | — |
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| Operating profit YoY | — | — | — | — | — |
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| Operating profit QoQ | — | — | — | — | — |
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| Net profit YoY | +13.7% | +0.2% | — | — | — |
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| Net profit QoQ | +22.8% | -7.9% | +0.5% | +8.2% | — |
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| EPS YoY | +9.9% | -3.1% | — | — | — |
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| EPS QoQ | +22.7% | -7.8% | -2.8% | +8.2% | — |
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SBIN annual results history
Full-year performance for STATE BANK OF INDIA, useful for reading each quarter in context.
STATE BANK OF INDIA annual income statement| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
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| Revenue / Sales | ₹3,81,709 cr | ₹3,49,523 cr | ₹3,23,614 cr | ₹2,70,337 cr |
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| Interest cost | ₹3,15,005 cr | ₹3,00,943 cr | ₹2,59,736 cr | ₹1,89,981 cr |
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| Profit before tax | ₹1,14,028 cr | ₹1,06,365 cr | ₹91,240 cr | ₹75,399 cr |
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| Tax expense | ₹28,860 cr | ₹27,348 cr | ₹23,102 cr | ₹18,840 cr |
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| Effective tax rate | 25.3% | 25.7% | 25.3% | 25.0% |
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| Net profit (PAT) | ₹83,299 cr | ₹77,561 cr | ₹67,085 cr | ₹55,648 cr |
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| Net profit margin | 21.8% | 22.2% | 20.7% | 20.6% |
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| Basic EPS | ₹91.16 | ₹86.91 | ₹75.17 | ₹62.35 |
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| Diluted EPS | ₹91.16 | ₹86.91 | ₹75.17 | ₹62.35 |
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Revenue trend and demand read-through
Topline for Q1 FY27 came in at ₹97,814 cr against ₹88,725 cr in Q1 FY26, and ₹1,01,126 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue declined -3.3%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Margins, tax and profitability
Net profit of ₹24,113 cr works out to a net margin of 24.7% compared with 23.9% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, STATE BANK OF INDIA reported profit before tax of ₹32,884 cr, a tax charge of ₹8,305 cr (effective rate 25.3%), interest cost of ₹82,248 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹19,643 cr in Q4 FY26 to ₹24,113 cr in Q1 FY27, a change of +22.8%.
Trailing twelve months and annual context
Across the trailing four quarters STATE BANK OF INDIA has generated revenue of ₹3,94,531 cr and net profit of ₹86,274 cr, a trailing net margin of 21.9%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹3,81,709 cr with net profit of ₹83,299 cr and EPS of ₹91.16, versus the prior year where revenue grew +9.2% and profit grew +7.4%.
What to watch in the next SBIN quarter
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
STATE BANK OF INDIA has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
SBIN results coverage
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SBIN quarterly results FAQs
What were STATE BANK OF INDIA (SBIN) Q1 FY27 results?
In Q1 FY27 (quarter ended 30 Jun 2026), STATE BANK OF INDIA reported revenue of ₹97,814 cr and net profit of ₹24,113 cr, a change of +13.7% year on year on +10.2% revenue growth. EPS stood at ₹26.11.
What is SBIN profit margin in Q1 FY27?
STATE BANK OF INDIA posted a net profit margin of 24.7% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹3,94,531 cr and net profit ₹86,274 cr.
Did SBIN results beat the previous quarter?
STATE BANK OF INDIA net profit changed +22.8% quarter on quarter, from ₹19,643 cr in Q4 FY26 to ₹24,113 cr in Q1 FY27.
When are STATE BANK OF INDIA (SBIN) quarterly results?
STATE BANK OF INDIA has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Where can I see SBIN latest quarterly results?
Our latest SBIN results coverage — "SBI Q1 Results FY27: Net Profit Rises 10% to ₹21,121 Crore as Business Crosses ₹110 Lakh Crore" — breaks down revenue, profit, margins and management commentary.
What is STATE BANK OF INDIA annual revenue and profit?
For FY26, STATE BANK OF INDIA reported full-year revenue of ₹3,81,709 cr and net profit of ₹83,299 cr, with EPS of ₹91.16.
How many quarterly results has SBIN declared recently?
Past results dates for SBIN will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 10 Sept 2026. For information only, not investment advice.