POLICYBZR Q1 FY27 results at a glance
PB FINTECH LIMITED Q1 FY27 key results metrics| Quarter | Q1 FY27 |
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| Quarter ended | 30 Jun 2026 |
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| Revenue | ₹1,888 cr |
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| Revenue YoY | +40.1% |
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| Operating profit | ₹99.15 cr |
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| Operating margin | 5.3% |
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| Net profit | ₹163 cr |
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| Net profit YoY | +92.6% |
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| Net profit QoQ | -37.6% |
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| Net margin | 8.6% |
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| Basic EPS | ₹3.53 |
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| TTM revenue | ₹7,069 cr |
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| TTM net profit | ₹698 cr |
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| TTM net margin | 9.9% |
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POLICYBZR Q1 FY27 results: what the numbers say
PB FINTECH LIMITED (POLICYBZR) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹1,888 cr and a net profit of ₹163 cr, translating into earnings per share of ₹3.53.
Compared with the same quarter a year earlier, revenue grew strongly by +40.1% and net profit grew sharply by +92.6%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Operating profit for the quarter stood at ₹99.15 cr, an operating margin of 5.3% versus 0.1% a year ago — a gain of 5.2 percentage points.
POLICYBZR quarter-wise results table
Revenue
₹1,888 cr
+40.1% YoY
Net profit
₹163 cr
+92.6% YoY
Operating profit
₹99.15 cr
+10916.7% YoY
PB FINTECH LIMITED (POLICYBZR) quarter-wise results — revenue, operating profit, net profit, margins, EPS and growth| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
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| Q1 FY272026-06-30 | ₹1,888 cr | ₹99.15 cr | ₹163 cr | 5.3% | 8.6% | ₹3.53 | +92.6% | -37.6% |
| Q4 FY262026-03-31 | ₹2,061 cr | ₹183 cr | ₹261 cr | 8.9% | 12.7% | ₹5.65 | +53.9% | +37.9% |
| Q3 FY262025-12-31 | ₹1,771 cr | ₹125 cr | ₹189 cr | 7.1% | 10.7% | ₹4.11 | — | +123.9% |
| Q1 FY262025-06-30 | ₹1,348 cr | ₹0.9 cr | ₹84.59 cr | 0.1% | 6.3% | ₹1.85 | — | -50.2% |
| Q4 FY252025-03-31 | ₹1,508 cr | ₹78.8 cr | ₹170 cr | 5.2% | 11.3% | ₹3.71 | — | — |
| TTM (last 4 quarters) | ₹7,069 cr | ₹408 cr | ₹698 cr | 5.8% | 9.9% | ₹15.14 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
POLICYBZR quarterly income statement
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
PB FINTECH LIMITED quarterly income statement| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
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| Revenue / Sales | ₹1,888 cr | ₹2,061 cr | ₹1,771 cr | ₹1,348 cr | ₹1,508 cr |
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| Total expenses | ₹1,789 cr | ₹1,878 cr | ₹1,646 cr | ₹1,347 cr | ₹1,429 cr |
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| Gross profit | ₹1,173 cr | ₹1,362 cr | ₹1,164 cr | ₹788 cr | ₹1,000 cr |
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| Operating profit (EBIT) | ₹99.15 cr | ₹183 cr | ₹125 cr | ₹0.9 cr | ₹78.8 cr |
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| Operating margin | 5.3% | 8.9% | 7.1% | 0.1% | 5.2% |
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| Interest cost | ₹11.13 cr | ₹9.78 cr | ₹9.31 cr | ₹8.77 cr | ₹9.17 cr |
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| Profit before tax | ₹179 cr | ₹272 cr | ₹201 cr | ₹92.34 cr | ₹171 cr |
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| Tax expense | ₹15.67 cr | ₹10.74 cr | ₹11.64 cr | ₹7.69 cr | ₹0.78 cr |
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| Effective tax rate | 8.8% | 3.9% | 5.8% | 8.3% | 0.5% |
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| Net profit (PAT) | ₹163 cr | ₹261 cr | ₹189 cr | ₹84.59 cr | ₹170 cr |
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| Net profit margin | 8.6% | 12.7% | 10.7% | 6.3% | 11.3% |
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| Basic EPS | ₹3.53 | ₹5.65 | ₹4.11 | ₹1.85 | ₹3.71 |
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| Diluted EPS | ₹3.50 | ₹5.61 | ₹4.08 | ₹1.82 | ₹3.65 |
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POLICYBZR results growth — YoY and QoQ
Quarterly growth rates, year on year and quarter on quarter| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
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| Revenue YoY | +40.1% | +36.7% | — | — | — |
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| Revenue QoQ | -8.4% | +16.4% | +31.4% | -10.6% | — |
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| Operating profit YoY | +10916.7% | +132.7% | — | — | — |
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| Operating profit QoQ | -45.9% | +46.7% | +13791.1% | -98.9% | — |
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| Net profit YoY | +92.6% | +53.9% | — | — | — |
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| Net profit QoQ | -37.6% | +37.9% | +123.9% | -50.2% | — |
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| EPS YoY | +90.8% | +52.3% | — | — | — |
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| EPS QoQ | -37.5% | +37.5% | +122.2% | -50.1% | — |
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POLICYBZR annual results history
Full-year performance for PB FINTECH LIMITED, useful for reading each quarter in context.
PB FINTECH LIMITED annual income statement| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
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| Revenue / Sales | ₹6,794 cr | ₹4,977 cr | ₹3,438 cr | ₹2,558 cr |
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| Total expenses | ₹6,377 cr | ₹4,991 cr | ₹3,712 cr | ₹3,283 cr |
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| Gross profit | ₹2,768 cr | ₹2,036 cr | ₹1,490 cr | ₹1,575 cr |
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| Operating profit (EBIT) | ₹417 cr | -₹14.22 cr | -₹275 cr | -₹725 cr |
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| Operating margin | 6.1% | -0.3% | -8.0% | -28.3% |
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| Interest cost | ₹37.09 cr | ₹33.83 cr | ₹26.46 cr | ₹21.36 cr |
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| Profit before tax | ₹707 cr | ₹387 cr | ₹77.11 cr | -₹488 cr |
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| Tax expense | ₹37.24 cr | ₹34.46 cr | ₹12.7 cr | -₹0.02 cr |
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| Effective tax rate | 5.3% | 8.9% | 16.5% | 0.0% |
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| Net profit (PAT) | ₹670 cr | ₹352 cr | ₹66.98 cr | -₹487 cr |
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| Net profit margin | 9.9% | 7.1% | 1.9% | -19.0% |
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| Basic EPS | ₹14.58 | ₹7.75 | ₹1.50 | ₹-10.97 |
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| Diluted EPS | ₹14.46 | ₹7.63 | ₹1.45 | ₹-10.97 |
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Revenue trend and demand read-through
Topline for Q1 FY27 came in at ₹1,888 cr against ₹1,348 cr in Q1 FY26, and ₹2,061 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue declined -8.4%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Total expenses for the quarter were ₹1,789 cr, or 94.7% of revenue, with operating profit grew +10916.7% year on year.
Margins, tax and profitability
Net profit of ₹163 cr works out to a net margin of 8.6% compared with 6.3% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, PB FINTECH LIMITED reported profit before tax of ₹179 cr, a tax charge of ₹15.67 cr (effective rate 8.8%), interest cost of ₹11.13 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹261 cr in Q4 FY26 to ₹163 cr in Q1 FY27, a change of -37.6%.
Trailing twelve months and annual context
Across the trailing four quarters PB FINTECH LIMITED has generated revenue of ₹7,069 cr and net profit of ₹698 cr, a trailing net margin of 9.9%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹6,794 cr with net profit of ₹670 cr and EPS of ₹14.58, versus the prior year where revenue grew +36.5% and profit grew +90.3%.
What to watch in the next POLICYBZR quarter
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
PB FINTECH LIMITED has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
POLICYBZR results coverage
No results report published for POLICYBZR yet — our desk covers each quarter within minutes of the filing.
POLICYBZR quarterly results FAQs
What were PB FINTECH LIMITED (POLICYBZR) Q1 FY27 results?
In Q1 FY27 (quarter ended 30 Jun 2026), PB FINTECH LIMITED reported revenue of ₹1,888 cr and net profit of ₹163 cr, a change of +92.6% year on year on +40.1% revenue growth. EPS stood at ₹3.53.
What is POLICYBZR profit margin in Q1 FY27?
PB FINTECH LIMITED posted a net profit margin of 8.6% and an operating margin of 5.3% in Q1 FY27. On a trailing twelve-month basis, revenue is ₹7,069 cr and net profit ₹698 cr.
Did POLICYBZR results beat the previous quarter?
PB FINTECH LIMITED net profit changed -37.6% quarter on quarter, from ₹261 cr in Q4 FY26 to ₹163 cr in Q1 FY27.
When are PB FINTECH LIMITED (POLICYBZR) quarterly results?
PB FINTECH LIMITED has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Where can I see POLICYBZR latest quarterly results?
Results coverage for POLICYBZR will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the POLICYBZR stock page.
What is PB FINTECH LIMITED annual revenue and profit?
For FY26, PB FINTECH LIMITED reported full-year revenue of ₹6,794 cr and net profit of ₹670 cr, with EPS of ₹14.58.
How many quarterly results has POLICYBZR declared recently?
Past results dates for POLICYBZR will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
