Quarterly results · PNBHOUSING
PNB HOUSING FIN LTD. reported revenue of ₹923 cr and net profit of ₹557 cr in Q1 FY27 (quarter ended 30 Jun 2026), +4.5% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹923 cr |
| Revenue YoY | +9.4% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹557 cr |
| Net profit YoY | +4.5% |
| Net profit QoQ | -15.0% |
| Net margin | 60.4% |
| Basic EPS | ₹21.39 |
| TTM revenue | ₹3,554 cr |
| TTM net profit | ₹2,267 cr |
| TTM net margin | 63.8% |
PNB HOUSING FIN LTD. (PNBHOUSING) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹923 cr and a net profit of ₹557 cr, translating into earnings per share of ₹21.39.
Compared with the same quarter a year earlier, revenue grew by +9.4% and net profit grew by +4.5%. Profit trailing revenue growth suggests costs, interest or tax absorbed part of the topline gain.
Revenue
₹923 cr
+9.4% YoY
Net profit
₹557 cr
+4.5% YoY
Operating profit
—
— YoY
EPS
₹21.39
+4.2% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹923 cr | — | ₹557 cr | — | 60.4% | ₹21.39 | +4.5% | -15.0% |
| Q4 FY262026-03-31 | ₹922 cr | — | ₹656 cr | — | 71.1% | ₹25.17 | +19.2% | +26.0% |
| Q3 FY262025-12-31 | ₹864 cr | — | ₹520 cr | — | 60.2% | ₹19.97 | — | -2.5% |
| Q1 FY262025-06-30 | ₹844 cr | — | ₹534 cr | — | 63.2% | ₹20.52 | — | -3.1% |
| Q4 FY252025-03-31 | ₹854 cr | — | ₹550 cr | — | 64.4% | ₹21.18 | — | — |
| TTM (last 4 quarters) | ₹3,554 cr | — | ₹2,267 cr | — | 63.8% | ₹87.05 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹923 cr | ₹922 cr | ₹864 cr | ₹844 cr | ₹854 cr |
| Interest cost | ₹1,339 cr | ₹1,246 cr | ₹1,253 cr | ₹1,234 cr | ₹1,178 cr |
| Profit before tax | ₹718 cr | ₹855 cr | ₹668 cr | ₹688 cr | ₹711 cr |
| Tax expense | ₹161 cr | ₹199 cr | ₹148 cr | ₹154 cr | ₹161 cr |
| Effective tax rate | 22.4% | 23.3% | 22.2% | 22.4% | 22.6% |
| Net profit (PAT) | ₹557 cr | ₹656 cr | ₹520 cr | ₹534 cr | ₹550 cr |
| Net profit margin | 60.4% | 71.1% | 60.2% | 63.2% | 64.4% |
| Basic EPS | ₹21.39 | ₹25.17 | ₹19.97 | ₹20.52 | ₹21.18 |
| Diluted EPS | ₹21.33 | ₹25.11 | ₹19.93 | ₹20.45 | ₹21.10 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | +9.4% | +7.9% | — | — | — |
| Revenue QoQ | +0.2% | +6.6% | +2.4% | -1.2% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +4.5% | +19.2% | — | — | — |
| Net profit QoQ | -15.0% | +26.0% | -2.5% | -3.1% | — |
| EPS YoY | +4.2% | +18.8% | — | — | — |
| EPS QoQ | -15.0% | +26.0% | -2.7% | -3.1% | — |
Full-year performance for PNB HOUSING FIN LTD., useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹3,617 cr | ₹2,962 cr | ₹2,784 cr | ₹2,541 cr |
| Interest cost | ₹5,000 cr | ₹4,540 cr | ₹4,251 cr | ₹3,888 cr |
| Profit before tax | ₹2,971 cr | ₹2,486 cr | ₹1,954 cr | ₹1,361 cr |
| Tax expense | ₹679 cr | ₹550 cr | ₹446 cr | ₹315 cr |
| Effective tax rate | 22.9% | 22.1% | 22.8% | 23.1% |
| Net profit (PAT) | ₹2,291 cr | ₹1,936 cr | ₹1,508 cr | ₹1,046 cr |
| Net profit margin | 63.3% | 65.4% | 54.2% | 41.2% |
| Basic EPS | ₹88.01 | ₹74.52 | ₹58.37 | ₹53.21 |
| Diluted EPS | ₹87.80 | ₹74.25 | ₹58.20 | ₹53.16 |
Topline for Q1 FY27 came in at ₹923 cr against ₹844 cr in Q1 FY26, and ₹922 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +0.2%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹557 cr works out to a net margin of 60.4% compared with 63.2% in the year-ago quarter. Margin pressure of this kind usually reflects higher input costs, pricing competition, or a heavier interest and depreciation load.
Below the operating line, PNB HOUSING FIN LTD. reported profit before tax of ₹718 cr, a tax charge of ₹161 cr (effective rate 22.4%), interest cost of ₹1,339 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹656 cr in Q4 FY26 to ₹557 cr in Q1 FY27, a change of -15.0%.
Across the trailing four quarters PNB HOUSING FIN LTD. has generated revenue of ₹3,554 cr and net profit of ₹2,267 cr, a trailing net margin of 63.8%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹3,617 cr with net profit of ₹2,291 cr and EPS of ₹88.01, versus the prior year where revenue grew +22.1% and profit grew +18.3%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
PNB HOUSING FIN LTD. has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for PNBHOUSING yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), PNB HOUSING FIN LTD. reported revenue of ₹923 cr and net profit of ₹557 cr, a change of +4.5% year on year on +9.4% revenue growth. EPS stood at ₹21.39.
PNB HOUSING FIN LTD. posted a net profit margin of 60.4% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹3,554 cr and net profit ₹2,267 cr.
PNB HOUSING FIN LTD. net profit changed -15.0% quarter on quarter, from ₹656 cr in Q4 FY26 to ₹557 cr in Q1 FY27.
PNB HOUSING FIN LTD. has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for PNBHOUSING will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the PNBHOUSING stock page.
For FY26, PNB HOUSING FIN LTD. reported full-year revenue of ₹3,617 cr and net profit of ₹2,291 cr, with EPS of ₹88.01.
Past results dates for PNBHOUSING will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
