Quarterly results · PNB
PUNJAB NATIONAL BANK reported revenue of ₹15,327 cr and net profit of ₹5,898 cr in Q2 FY27 (quarter ended 30 Sept 2026). Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated when Yahoo Finance publishes updated financial statements; exchange filings can appear earlier.
| Quarter | Q2 FY27 |
|---|---|
| Quarter ended | 30 Sept 2026 |
| Revenue | ₹15,327 cr |
| Revenue YoY | — |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹5,898 cr |
| Net profit YoY | — |
| Net profit QoQ | +1.4% |
| Net margin | 38.5% |
| Basic EPS | ₹5.13 |
| TTM revenue | ₹61,095 cr |
| TTM net profit | ₹22,861 cr |
| TTM net margin | 37.4% |
PUNJAB NATIONAL BANK (PNB) has reported its Q2 FY27 results for the quarter ended 2026-09-30. The company posted revenue of ₹15,327 cr and a net profit of ₹5,898 cr, translating into earnings per share of ₹5.13.
Revenue
₹15,327 cr
— YoY
Net profit
₹5,898 cr
— YoY
Operating profit
—
— YoY
EPS
₹5.13
— YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q2 FY272026-09-30 | ₹15,327 cr | — | ₹5,898 cr | — | 38.5% | ₹5.13 | — | +1.4% |
| Q1 FY272026-06-30 | ₹15,370 cr | — | ₹5,815 cr | — | 37.8% | ₹5.06 | +174.3% | +4.0% |
| Q4 FY262026-03-31 | ₹14,659 cr | — | ₹5,592 cr | — | 38.1% | ₹4.83 | — | +0.6% |
| Q3 FY262025-12-31 | ₹15,738 cr | — | ₹5,556 cr | — | 35.3% | ₹4.83 | — | +162.1% |
| Q1 FY262025-06-30 | ₹16,171 cr | — | ₹2,120 cr | — | 13.1% | ₹1.84 | — | — |
| TTM (last 4 quarters) | ₹61,095 cr | — | ₹22,861 cr | — | 37.4% | ₹19.85 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q2 FY272026-09-30 | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹15,327 cr | ₹15,370 cr | ₹14,659 cr | ₹15,738 cr | ₹16,171 cr |
| Interest cost | ₹23,464 cr | ₹22,583 cr | ₹22,219 cr | ₹22,164 cr | ₹21,828 cr |
| Profit before tax | ₹7,488 cr | ₹7,108 cr | ₹7,141 cr | ₹6,440 cr | ₹6,973 cr |
| Tax expense | ₹1,927 cr | ₹1,769 cr | ₹1,916 cr | ₹1,250 cr | ₹5,141 cr |
| Effective tax rate | 25.7% | 24.9% | 26.8% | 19.4% | 73.7% |
| Net profit (PAT) | ₹5,898 cr | ₹5,815 cr | ₹5,592 cr | ₹5,556 cr | ₹2,120 cr |
| Net profit margin | 38.5% | 37.8% | 38.1% | 35.3% | 13.1% |
| Basic EPS | ₹5.13 | ₹5.06 | ₹4.83 | ₹4.83 | ₹1.84 |
| Diluted EPS | ₹5.13 | ₹5.06 | ₹4.83 | ₹4.83 | ₹1.84 |
| Growth | Q2 FY27 | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 |
|---|---|---|---|---|---|
| Revenue YoY | — | -4.9% | — | — | — |
| Revenue QoQ | -0.3% | +4.9% | -6.9% | -2.7% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | — | +174.3% | — | — | — |
| Net profit QoQ | +1.4% | +4.0% | +0.6% | +162.1% | — |
| EPS YoY | — | +175.0% | — | — | — |
| EPS QoQ | +1.4% | +4.8% | 0.0% | +162.5% | — |
Full-year performance for PUNJAB NATIONAL BANK, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹62,620 cr | ₹59,761 cr | ₹55,261 cr | ₹47,092 cr |
| Interest cost | ₹88,069 cr | ₹80,704 cr | ₹68,534 cr | ₹51,817 cr |
| Profit before tax | ₹28,453 cr | ₹27,166 cr | ₹14,160 cr | ₹5,151 cr |
| Tax expense | ₹9,986 cr | ₹8,613 cr | ₹5,003 cr | ₹1,792 cr |
| Effective tax rate | 35.1% | 31.7% | 35.3% | 34.8% |
| Net profit (PAT) | ₹18,393 cr | ₹18,480 cr | ₹9,107 cr | ₹3,348 cr |
| Net profit margin | 29.4% | 30.9% | 16.5% | 7.1% |
| Basic EPS | ₹16.00 | ₹16.42 | ₹8.27 | ₹3.04 |
| Diluted EPS | ₹16.00 | ₹16.42 | ₹8.27 | ₹3.04 |
Topline for Q2 FY27 came in at ₹15,327 cr, and ₹15,370 cr in the preceding Q1 FY27 quarter.
On a sequential basis revenue declined -0.3%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹5,898 cr works out to a net margin of 38.5%.
Below the operating line, PUNJAB NATIONAL BANK reported profit before tax of ₹7,488 cr, a tax charge of ₹1,927 cr (effective rate 25.7%), interest cost of ₹23,464 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹5,815 cr in Q1 FY27 to ₹5,898 cr in Q2 FY27, a change of +1.4%.
Across the trailing four quarters PUNJAB NATIONAL BANK has generated revenue of ₹61,095 cr and net profit of ₹22,861 cr, a trailing net margin of 37.4%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹62,620 cr with net profit of ₹18,393 cr and EPS of ₹16.00, versus the prior year where revenue grew +4.8% and profit declined -0.5%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A single weak quarter matters less than the direction over three to four consecutive quarters.
No next results date is available in the board-meeting calendar. Statement figures update when Yahoo Finance makes them available; this is not an immediate exchange-filing feed.
Financial figures here are supplied through Yahoo Finance fundamentals and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
Punjab National Bank (PNB) last traded at ₹116.30, +1.25 (+1.09%). We read the exchange board, the volume against its own average, and what a shareholder should actually do with this information.
Punjab National Bank (PNB) last traded at ₹114.59, +2.67 (+2.39%). We read the exchange board, the volume against its own average, and what a shareholder should actually do with this information.
In Q2 FY27 (quarter ended 30 Sept 2026), PUNJAB NATIONAL BANK reported revenue of ₹15,327 cr and net profit of ₹5,898 cr. EPS stood at ₹5.13.
PUNJAB NATIONAL BANK posted a net profit margin of 38.5% and an operating margin of not available in Q2 FY27. On a trailing twelve-month basis, revenue is ₹61,095 cr and net profit ₹22,861 cr.
PUNJAB NATIONAL BANK net profit changed +1.4% quarter on quarter, from ₹5,815 cr in Q1 FY27 to ₹5,898 cr in Q2 FY27.
PUNJAB NATIONAL BANK has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Our latest PNB results coverage — "Punjab National Bank Q2 FY27 Results: Net Profit ₹5,532 cr, Revenue from operations ₹34,585 cr" — breaks down revenue, profit, margins and management commentary.
For FY26, PUNJAB NATIONAL BANK reported full-year revenue of ₹62,620 cr and net profit of ₹18,393 cr, with EPS of ₹16.00.
Past results dates for PNB will be listed here from the exchange calendar.
Results dates: NSE board-meeting calendar. Financial figures: Yahoo Finance fundamentals, not a direct exchange filing feed. Last successful data fetch 29 Oct 2026. Figures can be delayed; results change only when the provider publishes them. For information only, not investment advice.
