Quarterly results · PNB
PUNJAB NATIONAL BANK reported revenue of ₹15,370 cr and net profit of ₹5,815 cr in Q1 FY27 (quarter ended 30 Jun 2026), +174.3% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹15,370 cr |
| Revenue YoY | -4.9% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹5,815 cr |
| Net profit YoY | +174.3% |
| Net profit QoQ | +4.0% |
| Net margin | 37.8% |
| Basic EPS | ₹5.06 |
| TTM revenue | ₹61,938 cr |
| TTM net profit | ₹19,082 cr |
| TTM net margin | 30.8% |
PUNJAB NATIONAL BANK (PNB) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹15,370 cr and a net profit of ₹5,815 cr, translating into earnings per share of ₹5.06.
Compared with the same quarter a year earlier, revenue declined by -4.9% and net profit grew sharply by +174.3%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹15,370 cr
-4.9% YoY
Net profit
₹5,815 cr
+174.3% YoY
Operating profit
—
— YoY
EPS
₹5.06
+175.0% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹15,370 cr | — | ₹5,815 cr | — | 37.8% | ₹5.06 | +174.3% | +4.0% |
| Q4 FY262026-03-31 | ₹14,659 cr | — | ₹5,592 cr | — | 38.1% | ₹4.83 | +12.1% | +0.6% |
| Q3 FY262025-12-31 | ₹15,738 cr | — | ₹5,556 cr | — | 35.3% | ₹4.83 | — | +162.1% |
| Q1 FY262025-06-30 | ₹16,171 cr | — | ₹2,120 cr | — | 13.1% | ₹1.84 | — | -57.5% |
| Q4 FY252025-03-31 | ₹15,660 cr | — | ₹4,989 cr | — | 31.9% | ₹4.34 | — | — |
| TTM (last 4 quarters) | ₹61,938 cr | — | ₹19,082 cr | — | 30.8% | ₹16.56 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹15,370 cr | ₹14,659 cr | ₹15,738 cr | ₹16,171 cr | ₹15,660 cr |
| Interest cost | ₹22,583 cr | ₹22,219 cr | ₹22,164 cr | ₹21,828 cr | ₹21,640 cr |
| Profit before tax | ₹7,108 cr | ₹7,141 cr | ₹6,440 cr | ₹6,973 cr | ₹6,518 cr |
| Tax expense | ₹1,769 cr | ₹1,916 cr | ₹1,250 cr | ₹5,141 cr | ₹1,875 cr |
| Effective tax rate | 24.9% | 26.8% | 19.4% | 73.7% | 28.8% |
| Net profit (PAT) | ₹5,815 cr | ₹5,592 cr | ₹5,556 cr | ₹2,120 cr | ₹4,989 cr |
| Net profit margin | 37.8% | 38.1% | 35.3% | 13.1% | 31.9% |
| Basic EPS | ₹5.06 | ₹4.83 | ₹4.83 | ₹1.84 | ₹4.34 |
| Diluted EPS | ₹5.06 | ₹4.83 | ₹4.83 | ₹1.84 | ₹4.34 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | -4.9% | -6.4% | — | — | — |
| Revenue QoQ | +4.9% | -6.9% | -2.7% | +3.3% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +174.3% | +12.1% | — | — | — |
| Net profit QoQ | +4.0% | +0.6% | +162.1% | -57.5% | — |
| EPS YoY | +175.0% | +11.3% | — | — | — |
| EPS QoQ | +4.8% | 0.0% | +162.5% | -57.6% | — |
Full-year performance for PUNJAB NATIONAL BANK, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹62,620 cr | ₹59,761 cr | ₹55,261 cr | ₹47,092 cr |
| Interest cost | ₹88,069 cr | ₹80,704 cr | ₹68,534 cr | ₹51,817 cr |
| Profit before tax | ₹28,453 cr | ₹27,166 cr | ₹14,160 cr | ₹5,151 cr |
| Tax expense | ₹9,986 cr | ₹8,613 cr | ₹5,003 cr | ₹1,792 cr |
| Effective tax rate | 35.1% | 31.7% | 35.3% | 34.8% |
| Net profit (PAT) | ₹18,393 cr | ₹18,480 cr | ₹9,107 cr | ₹3,348 cr |
| Net profit margin | 29.4% | 30.9% | 16.5% | 7.1% |
| Basic EPS | ₹16.00 | ₹16.42 | ₹8.27 | ₹3.04 |
| Diluted EPS | ₹16.00 | ₹16.42 | ₹8.27 | ₹3.04 |
Topline for Q1 FY27 came in at ₹15,370 cr against ₹16,171 cr in Q1 FY26, and ₹14,659 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +4.9%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹5,815 cr works out to a net margin of 37.8% compared with 13.1% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, PUNJAB NATIONAL BANK reported profit before tax of ₹7,108 cr, a tax charge of ₹1,769 cr (effective rate 24.9%), interest cost of ₹22,583 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹5,592 cr in Q4 FY26 to ₹5,815 cr in Q1 FY27, a change of +4.0%.
Across the trailing four quarters PUNJAB NATIONAL BANK has generated revenue of ₹61,938 cr and net profit of ₹19,082 cr, a trailing net margin of 30.8%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹62,620 cr with net profit of ₹18,393 cr and EPS of ₹16.00, versus the prior year where revenue grew +4.8% and profit declined -0.5%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
PUNJAB NATIONAL BANK has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for PNB yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), PUNJAB NATIONAL BANK reported revenue of ₹15,370 cr and net profit of ₹5,815 cr, a change of +174.3% year on year on -4.9% revenue growth. EPS stood at ₹5.06.
PUNJAB NATIONAL BANK posted a net profit margin of 37.8% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹61,938 cr and net profit ₹19,082 cr.
PUNJAB NATIONAL BANK net profit changed +4.0% quarter on quarter, from ₹5,592 cr in Q4 FY26 to ₹5,815 cr in Q1 FY27.
PUNJAB NATIONAL BANK has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for PNB will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the PNB stock page.
For FY26, PUNJAB NATIONAL BANK reported full-year revenue of ₹62,620 cr and net profit of ₹18,393 cr, with EPS of ₹16.00.
Past results dates for PNB will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 10 Sept 2026. For information only, not investment advice.
