NIVABUPA Q2 FY27 results at a glance
NIVA BUPA HEALTH INS CO L Q2 FY27 key results metrics| Quarter | Q2 FY27 |
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| Quarter ended | 30 Sept 2026 |
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| Revenue | ₹2,534 cr |
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| Revenue YoY | +24.8% |
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| Operating profit | ₹191 cr |
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| Operating margin | 7.5% |
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| Net profit | ₹136 cr |
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| Net profit YoY | +124.1% |
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| Net profit QoQ | -1.6% |
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| Net margin | 5.4% |
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| Basic EPS | ₹0.73 |
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| TTM revenue | ₹8,755 cr |
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| TTM net profit | ₹531 cr |
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| TTM net margin | 6.1% |
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NIVABUPA Q2 FY27 results: what the numbers say
NIVA BUPA HEALTH INS CO L (NIVABUPA) has reported its Q2 FY27 results for the quarter ended 2026-09-30. The company posted revenue of ₹2,534 cr and a net profit of ₹136 cr, translating into earnings per share of ₹0.73.
Compared with the same quarter a year earlier, revenue grew strongly by +24.8% and net profit grew sharply by +124.1%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Operating profit for the quarter stood at ₹191 cr, an operating margin of 7.5% versus 4.5% a year ago — a gain of 3.0 percentage points.
NIVABUPA quarter-wise results table
Revenue
₹2,534 cr
+24.8% YoY
Net profit
₹136 cr
+124.1% YoY
Operating profit
₹191 cr
+109.7% YoY
Swipe sideways to see all columns →
NIVA BUPA HEALTH INS CO L (NIVABUPA) quarter-wise results — revenue, operating profit, net profit, margins, EPS and growth| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
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| Q2 FY272026-09-30 | ₹2,534 cr | ₹191 cr | ₹136 cr | 7.5% | 5.4% | ₹0.73 | +124.1% | -1.6% |
| Q1 FY272026-06-30 | ₹2,471 cr | — | ₹138 cr | — | 5.6% | ₹0.75 | — | -60.1% |
| Q4 FY262026-03-31 | ₹2,139 cr | — | ₹345 cr | — | 16.1% | ₹1.87 | — | +493.8% |
| Q3 FY262025-12-31 | ₹1,611 cr | — | -₹87.64 cr | — | -5.4% | ₹-0.47 | — | -244.8% |
| Q2 FY262025-09-30 | ₹2,030 cr | ₹91 cr | ₹60.52 cr | 4.5% | 3.0% | ₹0.33 | — | — |
| TTM (last 4 quarters) | ₹8,755 cr | — | ₹531 cr | — | 6.1% | ₹2.88 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
NIVABUPA quarterly income statement
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
NIVA BUPA HEALTH INS CO L quarterly income statement| Particulars | Q2 FY272026-09-30 | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q2 FY262025-09-30 |
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| Revenue / Sales | ₹2,534 cr | ₹2,471 cr | ₹2,139 cr | ₹1,611 cr | ₹2,030 cr |
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| Total expenses | ₹2,352 cr | ₹2,288 cr | ₹1,797 cr | ₹1,699 cr | ₹1,948 cr |
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| Operating profit (EBIT) | ₹191 cr | — | — | — | ₹91 cr |
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| Operating margin | 7.5% | — | — | — | 4.5% |
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| Interest cost | ₹9.29 cr | — | — | — | ₹9.26 cr |
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| Profit before tax | ₹182 cr | ₹184 cr | ₹341 cr | -₹87.64 cr | ₹81.74 cr |
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| Tax expense | ₹45.89 cr | ₹45.94 cr | -₹3.97 cr | ₹0 cr | ₹21.22 cr |
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| Effective tax rate | 25.3% | 25.0% | -1.2% | 0.0% | 26.0% |
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| Net profit (PAT) | ₹136 cr | ₹138 cr | ₹345 cr | -₹87.64 cr | ₹60.52 cr |
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| Net profit margin | 5.4% | 5.6% | 16.1% | -5.4% | 3.0% |
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| Basic EPS | ₹0.73 | ₹0.75 | ₹1.87 | ₹-0.47 | ₹0.33 |
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| Diluted EPS | ₹0.73 | ₹0.74 | ₹1.87 | ₹-0.47 | ₹0.33 |
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NIVABUPA results growth — YoY and QoQ
Quarterly growth rates, year on year and quarter on quarter| Growth | Q2 FY27 | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 |
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| Revenue YoY | +24.8% | — | — | — | — |
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| Revenue QoQ | +2.5% | +15.6% | +32.7% | -20.6% | — |
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| Operating profit YoY | — | — | — | — | — |
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| Operating profit QoQ | — | — | — | — | — |
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| Net profit YoY | +124.1% | — | — | — | — |
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| Net profit QoQ | -1.6% | -60.1% | +493.8% | -244.8% | — |
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| EPS YoY | +121.2% | — | — | — | — |
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| EPS QoQ | -2.7% | -59.9% | +497.9% | -242.4% | — |
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NIVABUPA annual results history
Full-year performance for NIVA BUPA HEALTH INS CO L, useful for reading each quarter in context.
NIVA BUPA HEALTH INS CO L annual income statement| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
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| Revenue / Sales | ₹7,106 cr | ₹5,691 cr | ₹4,427 cr | ₹2,799 cr |
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| Total expenses | ₹6,979 cr | ₹5,477 cr | ₹4,345 cr | ₹2,786 cr |
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| Operating profit (EBIT) | ₹183 cr | ₹277 cr | ₹135 cr | ₹57.67 cr |
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| Operating margin | 2.6% | 4.9% | 3.1% | 2.1% |
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| Interest cost | ₹55.72 cr | ₹63.66 cr | ₹53.22 cr | ₹45.13 cr |
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| Profit before tax | ₹127 cr | ₹214 cr | ₹81.85 cr | ₹12.54 cr |
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| Tax expense | -₹3.97 cr | ₹0 cr | ₹0 cr | ₹0 cr |
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| Effective tax rate | -3.1% | 0.0% | 0.0% | 0.0% |
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| Net profit (PAT) | ₹131 cr | ₹214 cr | ₹81.85 cr | ₹12.54 cr |
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| Net profit margin | 1.8% | 3.8% | 1.8% | 0.4% |
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| Basic EPS | ₹0.71 | ₹1.22 | ₹0.45 | ₹0.07 |
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| Diluted EPS | ₹0.71 | ₹1.20 | ₹0.45 | ₹0.07 |
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Revenue trend and demand read-through
Topline for Q2 FY27 came in at ₹2,534 cr against ₹2,030 cr in Q2 FY26, and ₹2,471 cr in the preceding Q1 FY27 quarter.
On a sequential basis revenue grew +2.5%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Total expenses for the quarter were ₹2,352 cr, or 92.8% of revenue, with operating profit grew +109.7% year on year.
Margins, tax and profitability
Net profit of ₹136 cr works out to a net margin of 5.4% compared with 3.0% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, NIVA BUPA HEALTH INS CO L reported profit before tax of ₹182 cr, a tax charge of ₹45.89 cr (effective rate 25.3%), interest cost of ₹9.29 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹138 cr in Q1 FY27 to ₹136 cr in Q2 FY27, a change of -1.6%.
Trailing twelve months and annual context
Across the trailing four quarters NIVA BUPA HEALTH INS CO L has generated revenue of ₹8,755 cr and net profit of ₹531 cr, a trailing net margin of 6.1%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹7,106 cr with net profit of ₹131 cr and EPS of ₹0.71, versus the prior year where revenue grew +24.9% and profit declined -38.8%.
What to watch in the next NIVABUPA quarter
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
No next results date is available in the board-meeting calendar. Statement figures update when Yahoo Finance makes them available; this is not an immediate exchange-filing feed.
Financial figures here are supplied through Yahoo Finance fundamentals and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
NIVABUPA results coverage
No results report published for NIVABUPA yet — our desk covers each quarter within minutes of the filing.
NIVABUPA results date history
NIVA BUPA HEALTH INS CO L past board meeting dates for financial results| Board meeting date | Purpose | Details |
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| 4 Nov 2026 | Financial Results | To consider and approve the unaudited financial results for the quarter and half year ended September 30, 2026 |
More on NIVABUPA
NIVABUPA quarterly results FAQs
What were NIVA BUPA HEALTH INS CO L (NIVABUPA) Q2 FY27 results?
In Q2 FY27 (quarter ended 30 Sept 2026), NIVA BUPA HEALTH INS CO L reported revenue of ₹2,534 cr and net profit of ₹136 cr, a change of +124.1% year on year on +24.8% revenue growth. EPS stood at ₹0.73.
What is NIVABUPA profit margin in Q2 FY27?
NIVA BUPA HEALTH INS CO L posted a net profit margin of 5.4% and an operating margin of 7.5% in Q2 FY27. On a trailing twelve-month basis, revenue is ₹8,755 cr and net profit ₹531 cr.
Did NIVABUPA results beat the previous quarter?
NIVA BUPA HEALTH INS CO L net profit changed -1.6% quarter on quarter, from ₹138 cr in Q1 FY27 to ₹136 cr in Q2 FY27.
When are NIVA BUPA HEALTH INS CO L (NIVABUPA) quarterly results?
NIVA BUPA HEALTH INS CO L has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Where can I see NIVABUPA latest quarterly results?
Results coverage for NIVABUPA will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the NIVABUPA stock page.
What is NIVA BUPA HEALTH INS CO L annual revenue and profit?
For FY26, NIVA BUPA HEALTH INS CO L reported full-year revenue of ₹7,106 cr and net profit of ₹131 cr, with EPS of ₹0.71.
How many quarterly results has NIVABUPA declared recently?
NIVABUPA has held 1 recent board meetings for financial results, the last on 4 Nov 2026.
Results dates: NSE board-meeting calendar. Financial figures: Yahoo Finance fundamentals, not a direct exchange filing feed. Last successful data fetch 11 Nov 2026. Figures can be delayed; results change only when the provider publishes them. For information only, not investment advice.
