Quarterly results · CUB
CITY UNION BANK LTD reported revenue of ₹1,064 cr and net profit of ₹383 cr in Q1 FY27 (quarter ended 30 Jun 2026), +25.1% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹1,064 cr |
| Revenue YoY | +22.4% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹383 cr |
| Net profit YoY | +25.1% |
| Net profit QoQ | +6.4% |
| Net margin | 36.0% |
| Basic EPS | ₹3.86 |
| TTM revenue | ₹4,007 cr |
| TTM net profit | ₹1,380 cr |
| TTM net margin | 34.4% |
CITY UNION BANK LTD (CUB) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹1,064 cr and a net profit of ₹383 cr, translating into earnings per share of ₹3.86.
Compared with the same quarter a year earlier, revenue grew strongly by +22.4% and net profit grew strongly by +25.1%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹1,064 cr
+22.4% YoY
Net profit
₹383 cr
+25.1% YoY
Operating profit
—
— YoY
EPS
₹3.86
+24.9% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹1,064 cr | — | ₹383 cr | — | 36.0% | ₹3.86 | +25.1% | +6.4% |
| Q4 FY262026-03-31 | ₹1,076 cr | — | ₹360 cr | — | 33.4% | ₹3.63 | +24.9% | +8.3% |
| Q3 FY262025-12-31 | ₹998 cr | — | ₹332 cr | — | 33.3% | ₹3.36 | — | +8.6% |
| Q1 FY262025-06-30 | ₹869 cr | — | ₹306 cr | — | 35.2% | ₹3.09 | — | +6.2% |
| Q4 FY252025-03-31 | ₹852 cr | — | ₹288 cr | — | 33.8% | — | — | — |
| TTM (last 4 quarters) | ₹4,007 cr | — | ₹1,380 cr | — | 34.4% | ₹13.94 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹1,064 cr | ₹1,076 cr | ₹998 cr | ₹869 cr | ₹852 cr |
| Interest cost | ₹1,165 cr | ₹1,070 cr | ₹1,004 cr | ₹980 cr | ₹932 cr |
| Profit before tax | ₹503 cr | ₹460 cr | ₹417 cr | ₹381 cr | ₹363 cr |
| Tax expense | ₹120 cr | ₹100 cr | ₹85 cr | ₹75 cr | ₹75 cr |
| Effective tax rate | 23.9% | 21.8% | 20.4% | 19.7% | 20.7% |
| Net profit (PAT) | ₹383 cr | ₹360 cr | ₹332 cr | ₹306 cr | ₹288 cr |
| Net profit margin | 36.0% | 33.4% | 33.3% | 35.2% | 33.8% |
| Basic EPS | ₹3.86 | ₹3.63 | ₹3.36 | ₹3.09 | — |
| Diluted EPS | ₹3.85 | ₹3.62 | ₹3.35 | ₹3.08 | — |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | +22.4% | +26.4% | — | — | — |
| Revenue QoQ | -1.2% | +7.9% | +14.8% | +2.1% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +25.1% | +24.9% | — | — | — |
| Net profit QoQ | +6.4% | +8.3% | +8.6% | +6.2% | — |
| EPS YoY | +24.9% | — | — | — | — |
| EPS QoQ | +6.3% | +8.0% | +8.7% | — | — |
Full-year performance for CITY UNION BANK LTD, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹3,865 cr | ₹3,214 cr | ₹2,865 cr | ₹2,973 cr |
| Interest cost | ₹4,040 cr | ₹3,518 cr | ₹3,147 cr | ₹2,552 cr |
| Profit before tax | ₹1,671 cr | ₹1,417 cr | ₹1,231 cr | ₹1,177 cr |
| Tax expense | ₹345 cr | ₹293 cr | ₹215 cr | ₹240 cr |
| Effective tax rate | 20.6% | 20.7% | 17.5% | 20.4% |
| Net profit (PAT) | ₹1,326 cr | ₹1,124 cr | ₹1,016 cr | ₹937 cr |
| Net profit margin | 34.3% | 35.0% | 35.5% | 31.5% |
| Basic EPS | ₹13.41 | ₹11.38 | ₹10.29 | ₹9.50 |
| Diluted EPS | ₹13.37 | ₹11.30 | ₹10.21 | ₹9.43 |
Topline for Q1 FY27 came in at ₹1,064 cr against ₹869 cr in Q1 FY26, and ₹1,076 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue declined -1.2%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹383 cr works out to a net margin of 36.0% compared with 35.2% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, CITY UNION BANK LTD reported profit before tax of ₹503 cr, a tax charge of ₹120 cr (effective rate 23.9%), interest cost of ₹1,165 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹360 cr in Q4 FY26 to ₹383 cr in Q1 FY27, a change of +6.4%.
Across the trailing four quarters CITY UNION BANK LTD has generated revenue of ₹4,007 cr and net profit of ₹1,380 cr, a trailing net margin of 34.4%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹3,865 cr with net profit of ₹1,326 cr and EPS of ₹13.41, versus the prior year where revenue grew +20.3% and profit grew +18.0%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
CITY UNION BANK LTD has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for CUB yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), CITY UNION BANK LTD reported revenue of ₹1,064 cr and net profit of ₹383 cr, a change of +25.1% year on year on +22.4% revenue growth. EPS stood at ₹3.86.
CITY UNION BANK LTD posted a net profit margin of 36.0% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹4,007 cr and net profit ₹1,380 cr.
CITY UNION BANK LTD net profit changed +6.4% quarter on quarter, from ₹360 cr in Q4 FY26 to ₹383 cr in Q1 FY27.
CITY UNION BANK LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for CUB will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the CUB stock page.
For FY26, CITY UNION BANK LTD reported full-year revenue of ₹3,865 cr and net profit of ₹1,326 cr, with EPS of ₹13.41.
Past results dates for CUB will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
