Quarterly results · CHOLAFIN
CHOLAMANDALAM IN & FIN CO reported revenue of ₹4,949 cr and net profit of ₹1,656 cr in Q1 FY27 (quarter ended 30 Jun 2026), +45.6% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹4,949 cr |
| Revenue YoY | +27.4% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹1,656 cr |
| Net profit YoY | +45.6% |
| Net profit QoQ | +0.7% |
| Net margin | 33.5% |
| Basic EPS | ₹19.33 |
| TTM revenue | ₹18,008 cr |
| TTM net profit | ₹5,729 cr |
| TTM net margin | 31.8% |
CHOLAMANDALAM IN & FIN CO (CHOLAFIN) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹4,949 cr and a net profit of ₹1,656 cr, translating into earnings per share of ₹19.33.
Compared with the same quarter a year earlier, revenue grew strongly by +27.4% and net profit grew strongly by +45.6%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹4,949 cr
+27.4% YoY
Net profit
₹1,656 cr
+45.6% YoY
Operating profit
—
— YoY
EPS
₹19.33
+42.9% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹4,949 cr | — | ₹1,656 cr | — | 33.5% | ₹19.33 | +45.6% | +0.7% |
| Q4 FY262026-03-31 | ₹4,811 cr | — | ₹1,645 cr | — | 34.2% | ₹19.33 | +30.6% | +27.5% |
| Q3 FY262025-12-31 | ₹4,363 cr | — | ₹1,290 cr | — | 29.6% | ₹15.29 | — | +13.4% |
| Q1 FY262025-06-30 | ₹3,885 cr | — | ₹1,138 cr | — | 29.3% | ₹13.53 | — | -9.7% |
| Q4 FY252025-03-31 | ₹3,772 cr | — | ₹1,260 cr | — | 33.4% | ₹14.98 | — | — |
| TTM (last 4 quarters) | ₹18,008 cr | — | ₹5,729 cr | — | 31.8% | ₹67.48 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹4,949 cr | ₹4,811 cr | ₹4,363 cr | ₹3,885 cr | ₹3,772 cr |
| Interest cost | ₹4,007 cr | ₹3,753 cr | ₹3,646 cr | ₹3,468 cr | ₹3,365 cr |
| Profit before tax | ₹2,224 cr | ₹2,143 cr | ₹1,736 cr | ₹1,532 cr | ₹1,699 cr |
| Tax expense | ₹567 cr | ₹498 cr | ₹446 cr | ₹394 cr | ₹439 cr |
| Effective tax rate | 25.5% | 23.2% | 25.7% | 25.7% | 25.8% |
| Net profit (PAT) | ₹1,656 cr | ₹1,645 cr | ₹1,290 cr | ₹1,138 cr | ₹1,260 cr |
| Net profit margin | 33.5% | 34.2% | 29.6% | 29.3% | 33.4% |
| Basic EPS | ₹19.33 | ₹19.33 | ₹15.29 | ₹13.53 | ₹14.98 |
| Diluted EPS | ₹19.33 | ₹19.28 | ₹15.25 | ₹13.50 | ₹14.94 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | +27.4% | +27.5% | — | — | — |
| Revenue QoQ | +2.9% | +10.3% | +12.3% | +3.0% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +45.6% | +30.6% | — | — | — |
| Net profit QoQ | +0.7% | +27.5% | +13.4% | -9.7% | — |
| EPS YoY | +42.9% | +29.0% | — | — | — |
| EPS QoQ | 0.0% | +26.4% | +13.0% | -9.7% | — |
Full-year performance for CHOLAMANDALAM IN & FIN CO, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹16,752 cr | ₹13,411 cr | ₹9,939 cr | ₹7,145 cr |
| Interest cost | ₹14,364 cr | ₹12,475 cr | ₹9,213 cr | ₹5,733 cr |
| Profit before tax | ₹6,973 cr | ₹5,741 cr | ₹4,605 cr | ₹3,615 cr |
| Tax expense | ₹1,744 cr | ₹1,481 cr | ₹1,195 cr | ₹938 cr |
| Effective tax rate | 25.0% | 25.8% | 25.9% | 25.9% |
| Net profit (PAT) | ₹5,233 cr | ₹4,263 cr | ₹3,420 cr | ₹2,665 cr |
| Net profit margin | 31.2% | 31.8% | 34.4% | 37.3% |
| Basic EPS | ₹61.98 | ₹50.72 | ₹41.17 | ₹32.44 |
| Diluted EPS | ₹61.83 | ₹50.60 | ₹41.06 | ₹32.38 |
Topline for Q1 FY27 came in at ₹4,949 cr against ₹3,885 cr in Q1 FY26, and ₹4,811 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +2.9%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹1,656 cr works out to a net margin of 33.5% compared with 29.3% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, CHOLAMANDALAM IN & FIN CO reported profit before tax of ₹2,224 cr, a tax charge of ₹567 cr (effective rate 25.5%), interest cost of ₹4,007 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹1,645 cr in Q4 FY26 to ₹1,656 cr in Q1 FY27, a change of +0.7%.
Across the trailing four quarters CHOLAMANDALAM IN & FIN CO has generated revenue of ₹18,008 cr and net profit of ₹5,729 cr, a trailing net margin of 31.8%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹16,752 cr with net profit of ₹5,233 cr and EPS of ₹61.98, versus the prior year where revenue grew +24.9% and profit grew +22.8%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
CHOLAMANDALAM IN & FIN CO has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for CHOLAFIN yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), CHOLAMANDALAM IN & FIN CO reported revenue of ₹4,949 cr and net profit of ₹1,656 cr, a change of +45.6% year on year on +27.4% revenue growth. EPS stood at ₹19.33.
CHOLAMANDALAM IN & FIN CO posted a net profit margin of 33.5% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹18,008 cr and net profit ₹5,729 cr.
CHOLAMANDALAM IN & FIN CO net profit changed +0.7% quarter on quarter, from ₹1,645 cr in Q4 FY26 to ₹1,656 cr in Q1 FY27.
CHOLAMANDALAM IN & FIN CO has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for CHOLAFIN will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the CHOLAFIN stock page.
For FY26, CHOLAMANDALAM IN & FIN CO reported full-year revenue of ₹16,752 cr and net profit of ₹5,233 cr, with EPS of ₹61.98.
Past results dates for CHOLAFIN will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
