Quarterly results · BANKINDIA
BANK OF INDIA reported revenue of ₹9,556 cr and net profit of ₹3,303 cr in Q1 FY27 (quarter ended 30 Jun 2026), +80.5% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹9,556 cr |
| Revenue YoY | +14.4% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹3,303 cr |
| Net profit YoY | +80.5% |
| Net profit QoQ | +7.0% |
| Net margin | 34.6% |
| Basic EPS | ₹7.25 |
| TTM revenue | ₹36,857 cr |
| TTM net profit | ₹11,032 cr |
| TTM net margin | 29.9% |
BANK OF INDIA (BANKINDIA) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹9,556 cr and a net profit of ₹3,303 cr, translating into earnings per share of ₹7.25.
Compared with the same quarter a year earlier, revenue grew by +14.4% and net profit grew sharply by +80.5%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹9,556 cr
+14.4% YoY
Net profit
₹3,303 cr
+80.5% YoY
Operating profit
—
— YoY
EPS
₹7.25
+80.3% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹9,556 cr | — | ₹3,303 cr | — | 34.6% | ₹7.25 | +80.5% | +7.0% |
| Q4 FY262026-03-31 | ₹10,068 cr | — | ₹3,088 cr | — | 30.7% | ₹6.78 | +18.7% | +9.8% |
| Q3 FY262025-12-31 | ₹8,875 cr | — | ₹2,812 cr | — | 31.7% | ₹6.18 | — | +53.7% |
| Q1 FY262025-06-30 | ₹8,357 cr | — | ₹1,830 cr | — | 21.9% | ₹4.02 | — | -29.7% |
| Q4 FY252025-03-31 | ₹9,601 cr | — | ₹2,602 cr | — | 27.1% | ₹5.72 | — | — |
| TTM (last 4 quarters) | ₹36,857 cr | — | ₹11,032 cr | — | 29.9% | ₹24.23 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹9,556 cr | ₹10,068 cr | ₹8,875 cr | ₹8,357 cr | ₹9,601 cr |
| Interest cost | ₹13,156 cr | ₹12,785 cr | ₹12,504 cr | ₹12,321 cr | ₹12,333 cr |
| Profit before tax | ₹4,167 cr | ₹4,079 cr | ₹3,674 cr | ₹2,439 cr | ₹3,551 cr |
| Tax expense | ₹1,028 cr | ₹1,030 cr | ₹924 cr | ₹675 cr | ₹904 cr |
| Effective tax rate | 24.7% | 25.2% | 25.1% | 27.7% | 25.4% |
| Net profit (PAT) | ₹3,303 cr | ₹3,088 cr | ₹2,812 cr | ₹1,830 cr | ₹2,602 cr |
| Net profit margin | 34.6% | 30.7% | 31.7% | 21.9% | 27.1% |
| Basic EPS | ₹7.25 | ₹6.78 | ₹6.18 | ₹4.02 | ₹5.72 |
| Diluted EPS | ₹7.25 | ₹6.78 | ₹6.18 | ₹4.02 | ₹5.72 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | +14.4% | +4.9% | — | — | — |
| Revenue QoQ | -5.1% | +13.4% | +6.2% | -13.0% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +80.5% | +18.7% | — | — | — |
| Net profit QoQ | +7.0% | +9.8% | +53.7% | -29.7% | — |
| EPS YoY | +80.3% | +18.5% | — | — | — |
| EPS QoQ | +6.9% | +9.7% | +53.7% | -29.7% | — |
Full-year performance for BANK OF INDIA, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹32,598 cr | ₹31,532 cr | ₹29,449 cr | ₹26,360 cr |
| Interest cost | ₹50,139 cr | ₹46,594 cr | ₹37,757 cr | ₹27,441 cr |
| Profit before tax | ₹14,072 cr | ₹12,558 cr | ₹10,193 cr | ₹6,099 cr |
| Tax expense | ₹3,463 cr | ₹3,219 cr | ₹3,809 cr | ₹2,217 cr |
| Effective tax rate | 24.6% | 25.6% | 37.4% | 36.3% |
| Net profit (PAT) | ₹10,306 cr | ₹9,548 cr | ₹6,564 cr | ₹3,838 cr |
| Net profit margin | 31.6% | 30.3% | 22.3% | 14.6% |
| Basic EPS | ₹22.64 | ₹20.97 | ₹15.48 | ₹9.35 |
| Diluted EPS | ₹22.64 | ₹20.97 | ₹15.48 | ₹9.35 |
Topline for Q1 FY27 came in at ₹9,556 cr against ₹8,357 cr in Q1 FY26, and ₹10,068 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue declined -5.1%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹3,303 cr works out to a net margin of 34.6% compared with 21.9% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, BANK OF INDIA reported profit before tax of ₹4,167 cr, a tax charge of ₹1,028 cr (effective rate 24.7%), interest cost of ₹13,156 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹3,088 cr in Q4 FY26 to ₹3,303 cr in Q1 FY27, a change of +7.0%.
Across the trailing four quarters BANK OF INDIA has generated revenue of ₹36,857 cr and net profit of ₹11,032 cr, a trailing net margin of 29.9%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹32,598 cr with net profit of ₹10,306 cr and EPS of ₹22.64, versus the prior year where revenue grew +3.4% and profit grew +7.9%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
BANK OF INDIA has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for BANKINDIA yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), BANK OF INDIA reported revenue of ₹9,556 cr and net profit of ₹3,303 cr, a change of +80.5% year on year on +14.4% revenue growth. EPS stood at ₹7.25.
BANK OF INDIA posted a net profit margin of 34.6% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹36,857 cr and net profit ₹11,032 cr.
BANK OF INDIA net profit changed +7.0% quarter on quarter, from ₹3,088 cr in Q4 FY26 to ₹3,303 cr in Q1 FY27.
BANK OF INDIA has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for BANKINDIA will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the BANKINDIA stock page.
For FY26, BANK OF INDIA reported full-year revenue of ₹32,598 cr and net profit of ₹10,306 cr, with EPS of ₹22.64.
Past results dates for BANKINDIA will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
