BAJAJHFL Q1 FY27 results at a glance
BAJAJ HOUSING FINANCE LTD Q1 FY27 key results metrics| Quarter | Q1 FY27 |
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| Quarter ended | 30 Jun 2026 |
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| Revenue | ₹3,030 cr |
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| Revenue YoY | +17.9% |
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| Operating profit | ₹922 cr |
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| Operating margin | 30.4% |
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| Net profit | ₹715 cr |
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| Net profit YoY | +22.6% |
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| Net profit QoQ | +6.9% |
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| Net margin | 23.6% |
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| Basic EPS | ₹0.86 |
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| TTM revenue | ₹11,347 cr |
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| TTM net profit | ₹2,633 cr |
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| TTM net margin | 23.2% |
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BAJAJHFL Q1 FY27 results: what the numbers say
BAJAJ HOUSING FINANCE LTD (BAJAJHFL) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹3,030 cr and a net profit of ₹715 cr, translating into earnings per share of ₹0.86.
Compared with the same quarter a year earlier, revenue grew by +17.9% and net profit grew strongly by +22.6%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Operating profit for the quarter stood at ₹922 cr, an operating margin of 30.4% versus 29.4% a year ago — a gain of 1.1 percentage points.
BAJAJHFL quarter-wise results table
Revenue
₹3,030 cr
+17.9% YoY
Net profit
₹715 cr
+22.6% YoY
Operating profit
₹922 cr
+22.2% YoY
BAJAJ HOUSING FINANCE LTD (BAJAJHFL) quarter-wise results — revenue, operating profit, net profit, margins, EPS and growth| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
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| Q1 FY272026-06-30 | ₹3,030 cr | ₹922 cr | ₹715 cr | 30.4% | 23.6% | ₹0.86 | +22.6% | +6.9% |
| Q4 FY262026-03-31 | ₹2,884 cr | ₹914 cr | ₹669 cr | 31.7% | 23.2% | ₹0.80 | +14.1% | +0.6% |
| Q3 FY262025-12-31 | ₹2,865 cr | ₹921 cr | ₹665 cr | 32.1% | 23.2% | ₹0.80 | — | +14.0% |
| Q1 FY262025-06-30 | ₹2,569 cr | ₹754 cr | ₹583 cr | 29.4% | 22.7% | ₹0.70 | — | -0.6% |
| Q4 FY252025-03-31 | ₹2,472 cr | ₹718 cr | ₹587 cr | 29.1% | 23.7% | ₹0.70 | — | — |
| TTM (last 4 quarters) | ₹11,347 cr | ₹3,512 cr | ₹2,633 cr | 30.9% | 23.2% | ₹3.16 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
BAJAJHFL quarterly income statement
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
BAJAJ HOUSING FINANCE LTD quarterly income statement| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
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| Revenue / Sales | ₹3,030 cr | ₹2,884 cr | ₹2,865 cr | ₹2,569 cr | ₹2,472 cr |
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| Total expenses | ₹2,108 cr | ₹1,970 cr | ₹1,944 cr | ₹1,814 cr | ₹1,753 cr |
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| Gross profit | ₹983 cr | ₹973 cr | ₹986 cr | ₹824 cr | ₹785 cr |
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| Operating profit (EBIT) | ₹922 cr | ₹914 cr | ₹921 cr | ₹754 cr | ₹718 cr |
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| Operating margin | 30.4% | 31.7% | 32.1% | 29.4% | 29.1% |
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| Profit before tax | ₹929 cr | ₹866 cr | ₹865 cr | ₹757 cr | ₹720 cr |
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| Tax expense | ₹213 cr | ₹197 cr | ₹200 cr | ₹174 cr | ₹133 cr |
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| Effective tax rate | 23.0% | 22.7% | 23.1% | 22.9% | 18.5% |
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| Net profit (PAT) | ₹715 cr | ₹669 cr | ₹665 cr | ₹583 cr | ₹587 cr |
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| Net profit margin | 23.6% | 23.2% | 23.2% | 22.7% | 23.7% |
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| Basic EPS | ₹0.86 | ₹0.80 | ₹0.80 | ₹0.70 | ₹0.70 |
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| Diluted EPS | ₹0.86 | ₹0.80 | ₹0.80 | ₹0.70 | ₹0.70 |
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BAJAJHFL results growth — YoY and QoQ
Quarterly growth rates, year on year and quarter on quarter| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
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| Revenue YoY | +17.9% | +16.7% | — | — | — |
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| Revenue QoQ | +5.1% | +0.7% | +11.5% | +3.9% | — |
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| Operating profit YoY | +22.2% | +27.3% | — | — | — |
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| Operating profit QoQ | +0.9% | -0.7% | +22.1% | +5.0% | — |
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| Net profit YoY | +22.6% | +14.1% | — | — | — |
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| Net profit QoQ | +6.9% | +0.6% | +14.0% | -0.6% | — |
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| EPS YoY | +22.9% | +14.3% | — | — | — |
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| EPS QoQ | +7.5% | 0.0% | +14.3% | 0.0% | — |
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BAJAJHFL annual results history
Full-year performance for BAJAJ HOUSING FINANCE LTD, useful for reading each quarter in context.
BAJAJ HOUSING FINANCE LTD annual income statement| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
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| Revenue / Sales | ₹10,839 cr | ₹9,179 cr | ₹7,329 cr | ₹5,481 cr |
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| Total expenses | ₹7,583 cr | ₹6,691 cr | ₹5,368 cr | ₹3,835 cr |
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| Gross profit | ₹3,566 cr | ₹2,767 cr | ₹2,211 cr | ₹1,869 cr |
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| Operating profit (EBIT) | ₹3,256 cr | ₹2,488 cr | ₹1,962 cr | ₹1,647 cr |
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| Operating margin | 30.0% | 27.1% | 26.8% | 30.0% |
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| Interest cost | ₹4.37 cr | ₹3.67 cr | ₹2.9 cr | ₹2.77 cr |
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| Profit before tax | ₹3,320 cr | ₹2,770 cr | ₹2,161 cr | ₹1,700 cr |
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| Tax expense | ₹760 cr | ₹607 cr | ₹430 cr | ₹442 cr |
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| Effective tax rate | 22.9% | 21.9% | 19.9% | 26.0% |
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| Net profit (PAT) | ₹2,560 cr | ₹2,163 cr | ₹1,731 cr | ₹1,258 cr |
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| Net profit margin | 23.6% | 23.6% | 23.6% | 22.9% |
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| Basic EPS | ₹3.07 | ₹2.67 | ₹2.08 | ₹1.51 |
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| Diluted EPS | ₹3.07 | ₹2.67 | ₹2.08 | ₹1.51 |
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Revenue trend and demand read-through
Topline for Q1 FY27 came in at ₹3,030 cr against ₹2,569 cr in Q1 FY26, and ₹2,884 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +5.1%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Total expenses for the quarter were ₹2,108 cr, or 69.6% of revenue, with operating profit grew +22.2% year on year.
Margins, tax and profitability
Net profit of ₹715 cr works out to a net margin of 23.6% compared with 22.7% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, BAJAJ HOUSING FINANCE LTD reported profit before tax of ₹929 cr, a tax charge of ₹213 cr (effective rate 23.0%). Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹669 cr in Q4 FY26 to ₹715 cr in Q1 FY27, a change of +6.9%.
Trailing twelve months and annual context
Across the trailing four quarters BAJAJ HOUSING FINANCE LTD has generated revenue of ₹11,347 cr and net profit of ₹2,633 cr, a trailing net margin of 23.2%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹10,839 cr with net profit of ₹2,560 cr and EPS of ₹3.07, versus the prior year where revenue grew +18.1% and profit grew +18.4%.
What to watch in the next BAJAJHFL quarter
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
BAJAJ HOUSING FINANCE LTD has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
BAJAJHFL results coverage
BAJAJHFL quarterly results FAQs
What were BAJAJ HOUSING FINANCE LTD (BAJAJHFL) Q1 FY27 results?
In Q1 FY27 (quarter ended 30 Jun 2026), BAJAJ HOUSING FINANCE LTD reported revenue of ₹3,030 cr and net profit of ₹715 cr, a change of +22.6% year on year on +17.9% revenue growth. EPS stood at ₹0.86.
What is BAJAJHFL profit margin in Q1 FY27?
BAJAJ HOUSING FINANCE LTD posted a net profit margin of 23.6% and an operating margin of 30.4% in Q1 FY27. On a trailing twelve-month basis, revenue is ₹11,347 cr and net profit ₹2,633 cr.
Did BAJAJHFL results beat the previous quarter?
BAJAJ HOUSING FINANCE LTD net profit changed +6.9% quarter on quarter, from ₹669 cr in Q4 FY26 to ₹715 cr in Q1 FY27.
When are BAJAJ HOUSING FINANCE LTD (BAJAJHFL) quarterly results?
BAJAJ HOUSING FINANCE LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Where can I see BAJAJHFL latest quarterly results?
Our latest BAJAJHFL results coverage — "Bajaj Housing Finance Q1 Results: Profit Rises 23% YoY to ₹715 Crore, AUM Grows 24%" — breaks down revenue, profit, margins and management commentary.
What is BAJAJ HOUSING FINANCE LTD annual revenue and profit?
For FY26, BAJAJ HOUSING FINANCE LTD reported full-year revenue of ₹10,839 cr and net profit of ₹2,560 cr, with EPS of ₹3.07.
How many quarterly results has BAJAJHFL declared recently?
Past results dates for BAJAJHFL will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
