Bank Of Baroda Q2 FY27 Results: Net Profit ₹6,532 cr

Bank Of Baroda has filed its Standalone financial results for the quarter ended 2026-09-30 with NSE. Revenue from operations was ₹35,085 cr, while net profit stood at ₹6,532 cr. These are reported statement figures, not estimates or a board-meeting announcement.

Official Q2 FY27 scorecard

All amounts are in ₹ crore, except per-share earnings in rupees. Comparisons use verified same-basis official quarterly filings; a dash means an individual figure or percentage could not be verified. Unavailable periods are omitted, not estimated.

Year-on-year performance: what changed

• Revenue from operations: ₹35,085 cr, compared with ₹31,511 cr in the same quarter last year; increased by ₹3,575 cr (+11.3%).

• Net profit / loss: ₹6,532 cr, compared with ₹4,809 cr in the same quarter last year; increased by ₹1,722 cr (+35.8%).

Quarter-on-quarter performance

• Revenue from operations: ₹35,085 cr, compared with ₹33,211 cr in the immediately preceding quarter; increased by ₹1,875 cr (+5.6%).

• Net profit / loss: ₹6,532 cr, compared with ₹1,278 cr in the immediately preceding quarter; increased by ₹5,253 cr (+410.9%).

Year-on-year comparisons match the same season; sequential comparisons measure the change from the preceding three-month period and may reflect seasonality. Neither comparison alone establishes the business cause of the movement. Scorecard percentage changes use the absolute prior-period value; a loss turnaround is not ordinary profit growth.

Margins and financial ratios

• Net profit margin: 18.62%. Previous quarter: 3.85%, up 1477 basis points. Year-ago quarter: 15.26%, up 335 basis points.

• Other income / total income: 16.40%. Previous quarter: 9.46%, up 6.93 percentage points. Year-ago quarter: 10.04%, up 6.36 percentage points.

Margin movements are measured in basis points, not percentage growth: 100 basis points equals one percentage point. Cost ratios measure the share of reported revenue absorbed by a cost, not a forecast.

Cost structure and operating earnings

Individual cost lines were not verified in this statement.

Adjusted operating earnings could not be derived because one of their official inputs was not verified. A rising expense ratio means the reported costs absorb more of the revenue denominator; it does not by itself identify demand, pricing or efficiency changes.

Tax, other income and earnings quality

Profit before tax was not verified in the parsed statement. Reported tax expense was ₹2,517 cr; an effective tax rate is not calculated against zero or negative profit before tax. Other income was ₹6,881 cr, or 16.40% of total income; its recurring or non-recurring nature must be checked in the notes. The statement reports exceptional items of ₹0 cr; the number alone does not identify their nature or recurrence. Net profit is not the same as cash generated from operations, and no cash-conversion conclusion is drawn without a verified cash-flow statement.

Earnings per share

Basic EPS was not verified. Diluted EPS was not verified. EPS is expressed in rupees per share, not crore. Profit and EPS can move differently when share counts change; this report does not infer a share issuance, buyback or dilution event without verified disclosures.

Reporting basis and disclosure checks

This report uses Standalone figures only; standalone and consolidated statements are not combined. The reporting period ends on 2026-09-30; the exchange records the filing time as 30-Oct-2026 19:47:13. The quarter-end date is not the announcement date. Segment performance, cash flow, debt, exceptional items, dividend decisions, auditor qualifications and management guidance are not asserted where the structured filing has not verified them. Read the attached official statement and notes before drawing conclusions.

What to track after the result

Compare future revenue, earnings and margins on the same reporting basis and accounting period. Check the official notes for restatements and non-recurring items; a quarterly profit number is not a share-price forecast. No live share-price reaction, analyst consensus, dividend or guidance is inferred from these statement figures.

Sources

• NSE official financial-result filing
• NSE official comparison filing — quarter ended 2026-06-30
• NSE official comparison filing — quarter ended 2025-09-30
• Bank Of Baroda quarterly-results history

Disclosure: Financial information and analysis only; not investment advice. Official filings can be amended; missing or unsupported fields are not estimated.