Quarterly results · UCOBANK
UCO BANK reported revenue of ₹3,477 cr and net profit of ₹656 cr in Q1 FY27 (quarter ended 30 Jun 2026), +8.0% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹3,477 cr |
| Revenue YoY | +2.2% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹656 cr |
| Net profit YoY | +8.0% |
| Net profit QoQ | -18.1% |
| Net margin | 18.9% |
| Basic EPS | ₹0.52 |
| TTM revenue | ₹12,830 cr |
| TTM net profit | ₹2,817 cr |
| TTM net margin | 22.0% |
UCO BANK (UCOBANK) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹3,477 cr and a net profit of ₹656 cr, translating into earnings per share of ₹0.52.
Compared with the same quarter a year earlier, revenue grew marginally by +2.2% and net profit grew by +8.0%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹3,477 cr
+2.2% YoY
Net profit
₹656 cr
+8.0% YoY
Operating profit
—
— YoY
EPS
₹0.52
+8.3% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹3,477 cr | — | ₹656 cr | — | 18.9% | ₹0.52 | +8.0% | -18.1% |
| Q4 FY262026-03-31 | ₹3,114 cr | — | ₹801 cr | — | 25.7% | ₹0.64 | — | +8.3% |
| Q3 FY262025-12-31 | ₹3,190 cr | — | ₹740 cr | — | 23.2% | ₹0.59 | — | +19.3% |
| Q2 FY262025-09-30 | ₹3,051 cr | — | ₹620 cr | — | 20.3% | ₹0.49 | — | +2.0% |
| Q1 FY262025-06-30 | ₹3,400 cr | — | ₹607 cr | — | 17.9% | ₹0.48 | — | — |
| TTM (last 4 quarters) | ₹12,830 cr | — | ₹2,817 cr | — | 22.0% | ₹2.24 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q2 FY262025-09-30 | Q1 FY262025-06-30 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹3,477 cr | ₹3,114 cr | ₹3,190 cr | ₹3,051 cr | ₹3,400 cr |
| Interest cost | ₹4,188 cr | ₹4,042 cr | ₹4,006 cr | ₹4,004 cr | ₹4,033 cr |
| Profit before tax | ₹2,575 cr | ₹1,247 cr | ₹1,155 cr | ₹1,025 cr | ₹946 cr |
| Tax expense | ₹1,919 cr | ₹446 cr | ₹416 cr | ₹405 cr | ₹339 cr |
| Effective tax rate | 74.5% | 35.8% | 36.0% | 39.5% | 35.8% |
| Net profit (PAT) | ₹656 cr | ₹801 cr | ₹740 cr | ₹620 cr | ₹607 cr |
| Net profit margin | 18.9% | 25.7% | 23.2% | 20.3% | 17.9% |
| Basic EPS | ₹0.52 | ₹0.64 | ₹0.59 | ₹0.49 | ₹0.48 |
| Diluted EPS | ₹0.52 | ₹0.64 | ₹0.59 | ₹0.49 | ₹0.48 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 |
|---|---|---|---|---|---|
| Revenue YoY | +2.2% | — | — | — | — |
| Revenue QoQ | +11.7% | -2.4% | +4.6% | -10.3% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +8.0% | — | — | — | — |
| Net profit QoQ | -18.1% | +8.3% | +19.3% | +2.0% | — |
| EPS YoY | +8.3% | — | — | — | — |
| EPS QoQ | -18.8% | +8.5% | +20.4% | +2.1% | — |
Full-year performance for UCO BANK, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹12,329 cr | ₹11,412 cr | ₹10,808 cr | ₹9,851 cr |
| Interest cost | ₹16,085 cr | ₹15,437 cr | ₹13,754 cr | ₹10,307 cr |
| Profit before tax | ₹4,373 cr | ₹3,834 cr | ₹2,569 cr | ₹2,905 cr |
| Tax expense | ₹1,606 cr | ₹1,389 cr | ₹915 cr | ₹1,043 cr |
| Effective tax rate | 36.7% | 36.2% | 35.6% | 35.9% |
| Net profit (PAT) | ₹2,768 cr | ₹2,445 cr | ₹1,672 cr | ₹1,826 cr |
| Net profit margin | 22.5% | 21.4% | 15.5% | 18.5% |
| Basic EPS | ₹2.21 | ₹2.04 | ₹1.40 | ₹1.53 |
| Diluted EPS | ₹2.21 | ₹2.04 | ₹1.40 | ₹1.53 |
Topline for Q1 FY27 came in at ₹3,477 cr against ₹3,400 cr in Q1 FY26, and ₹3,114 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +11.7%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹656 cr works out to a net margin of 18.9% compared with 17.9% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, UCO BANK reported profit before tax of ₹2,575 cr, a tax charge of ₹1,919 cr (effective rate 74.5%), interest cost of ₹4,188 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹801 cr in Q4 FY26 to ₹656 cr in Q1 FY27, a change of -18.1%.
Across the trailing four quarters UCO BANK has generated revenue of ₹12,830 cr and net profit of ₹2,817 cr, a trailing net margin of 22.0%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹12,329 cr with net profit of ₹2,768 cr and EPS of ₹2.21, versus the prior year where revenue grew +8.0% and profit grew +13.2%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
UCO BANK has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for UCOBANK yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), UCO BANK reported revenue of ₹3,477 cr and net profit of ₹656 cr, a change of +8.0% year on year on +2.2% revenue growth. EPS stood at ₹0.52.
UCO BANK posted a net profit margin of 18.9% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹12,830 cr and net profit ₹2,817 cr.
UCO BANK net profit changed -18.1% quarter on quarter, from ₹801 cr in Q4 FY26 to ₹656 cr in Q1 FY27.
UCO BANK has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for UCOBANK will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the UCOBANK stock page.
For FY26, UCO BANK reported full-year revenue of ₹12,329 cr and net profit of ₹2,768 cr, with EPS of ₹2.21.
Past results dates for UCOBANK will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
