Quarterly results · TMB
TAMILNAD MERCA BANK LTD reported revenue of ₹1,003 cr and net profit of ₹412 cr in Q1 FY27 (quarter ended 30 Jun 2026), +35.0% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹1,003 cr |
| Revenue YoY | +23.8% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹412 cr |
| Net profit YoY | +35.0% |
| Net profit QoQ | +10.1% |
| Net margin | 41.0% |
| Basic EPS | ₹25.99 |
| TTM revenue | ₹3,603 cr |
| TTM net profit | ₹1,432 cr |
| TTM net margin | 39.7% |
TAMILNAD MERCA BANK LTD (TMB) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹1,003 cr and a net profit of ₹412 cr, translating into earnings per share of ₹25.99.
Compared with the same quarter a year earlier, revenue grew strongly by +23.8% and net profit grew strongly by +35.0%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹1,003 cr
+23.8% YoY
Net profit
₹412 cr
+35.0% YoY
Operating profit
—
— YoY
EPS
₹25.99
+35.0% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹1,003 cr | — | ₹412 cr | — | 41.0% | ₹25.99 | +35.0% | +10.1% |
| Q4 FY262026-03-31 | ₹946 cr | — | ₹374 cr | — | 39.5% | ₹23.60 | +28.0% | +9.4% |
| Q3 FY262025-12-31 | ₹842 cr | — | ₹342 cr | — | 40.6% | ₹21.57 | — | +12.0% |
| Q1 FY262025-06-30 | ₹811 cr | — | ₹305 cr | — | 37.6% | ₹19.25 | — | +4.5% |
| Q4 FY252025-03-31 | ₹768 cr | — | ₹292 cr | — | 38.0% | ₹18.44 | — | — |
| TTM (last 4 quarters) | ₹3,603 cr | — | ₹1,432 cr | — | 39.7% | ₹90.41 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹1,003 cr | ₹946 cr | ₹842 cr | ₹811 cr | ₹768 cr |
| Interest cost | ₹897 cr | ₹846 cr | ₹823 cr | ₹807 cr | ₹774 cr |
| Profit before tax | ₹557 cr | ₹504 cr | ₹467 cr | ₹404 cr | ₹387 cr |
| Tax expense | ₹146 cr | ₹130 cr | ₹125 cr | ₹99.03 cr | ₹94.88 cr |
| Effective tax rate | 26.1% | 25.8% | 26.8% | 24.5% | 24.5% |
| Net profit (PAT) | ₹412 cr | ₹374 cr | ₹342 cr | ₹305 cr | ₹292 cr |
| Net profit margin | 41.0% | 39.5% | 40.6% | 37.6% | 38.0% |
| Basic EPS | ₹25.99 | ₹23.60 | ₹21.57 | ₹19.25 | ₹18.44 |
| Diluted EPS | ₹25.99 | ₹23.60 | ₹21.57 | ₹19.25 | ₹18.44 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | +23.8% | +23.2% | — | — | — |
| Revenue QoQ | +6.0% | +12.4% | +3.9% | +5.5% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +35.0% | +28.0% | — | — | — |
| Net profit QoQ | +10.1% | +9.4% | +12.0% | +4.5% | — |
| EPS YoY | +35.0% | +28.0% | — | — | — |
| EPS QoQ | +10.1% | +9.4% | +12.1% | +4.4% | — |
Full-year performance for TAMILNAD MERCA BANK LTD, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹3,404 cr | ₹3,151 cr | ₹2,796 cr | ₹2,723 cr |
| Interest cost | ₹3,292 cr | ₹2,990 cr | ₹2,697 cr | ₹1,987 cr |
| Profit before tax | ₹1,807 cr | ₹1,575 cr | ₹1,394 cr | ₹1,029 cr |
| Tax expense | ₹469 cr | ₹392 cr | ₹322 cr | ₹364 cr |
| Effective tax rate | 26.0% | 24.9% | 23.1% | 35.4% |
| Net profit (PAT) | ₹1,338 cr | ₹1,183 cr | ₹1,072 cr | ₹1,029 cr |
| Net profit margin | 39.3% | 37.5% | 38.3% | 37.8% |
| Basic EPS | ₹84.47 | ₹74.68 | ₹67.70 | ₹68.06 |
| Diluted EPS | ₹84.47 | ₹74.68 | ₹67.70 | ₹68.06 |
Topline for Q1 FY27 came in at ₹1,003 cr against ₹811 cr in Q1 FY26, and ₹946 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +6.0%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹412 cr works out to a net margin of 41.0% compared with 37.6% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, TAMILNAD MERCA BANK LTD reported profit before tax of ₹557 cr, a tax charge of ₹146 cr (effective rate 26.1%), interest cost of ₹897 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹374 cr in Q4 FY26 to ₹412 cr in Q1 FY27, a change of +10.1%.
Across the trailing four quarters TAMILNAD MERCA BANK LTD has generated revenue of ₹3,603 cr and net profit of ₹1,432 cr, a trailing net margin of 39.7%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹3,404 cr with net profit of ₹1,338 cr and EPS of ₹84.47, versus the prior year where revenue grew +8.0% and profit grew +13.1%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
TAMILNAD MERCA BANK LTD has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for TMB yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), TAMILNAD MERCA BANK LTD reported revenue of ₹1,003 cr and net profit of ₹412 cr, a change of +35.0% year on year on +23.8% revenue growth. EPS stood at ₹25.99.
TAMILNAD MERCA BANK LTD posted a net profit margin of 41.0% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹3,603 cr and net profit ₹1,432 cr.
TAMILNAD MERCA BANK LTD net profit changed +10.1% quarter on quarter, from ₹374 cr in Q4 FY26 to ₹412 cr in Q1 FY27.
TAMILNAD MERCA BANK LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for TMB will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the TMB stock page.
For FY26, TAMILNAD MERCA BANK LTD reported full-year revenue of ₹3,404 cr and net profit of ₹1,338 cr, with EPS of ₹84.47.
Past results dates for TMB will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
