Quarterly results · SOUTHBANK
THE SOUTH INDIAN BANK LTD reported revenue of ₹1,404 cr and net profit of ₹378 cr in Q1 FY27 (quarter ended 30 Jun 2026), +17.2% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹1,404 cr |
| Revenue YoY | -3.4% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹378 cr |
| Net profit YoY | +17.2% |
| Net profit QoQ | -7.3% |
| Net margin | 26.9% |
| Basic EPS | ₹1.44 |
| TTM revenue | ₹5,526 cr |
| TTM net profit | ₹1,482 cr |
| TTM net margin | 26.8% |
THE SOUTH INDIAN BANK LTD (SOUTHBANK) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹1,404 cr and a net profit of ₹378 cr, translating into earnings per share of ₹1.44.
Compared with the same quarter a year earlier, revenue declined by -3.4% and net profit grew by +17.2%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹1,404 cr
-3.4% YoY
Net profit
₹378 cr
+17.2% YoY
Operating profit
—
— YoY
EPS
₹1.44
+17.1% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹1,404 cr | — | ₹378 cr | — | 26.9% | ₹1.44 | +17.2% | -7.3% |
| Q4 FY262026-03-31 | ₹1,301 cr | — | ₹407 cr | — | 31.3% | ₹1.56 | +19.0% | +8.8% |
| Q3 FY262025-12-31 | ₹1,366 cr | — | ₹374 cr | — | 27.4% | ₹1.43 | — | +16.2% |
| Q1 FY262025-06-30 | ₹1,454 cr | — | ₹322 cr | — | 22.2% | ₹1.23 | — | -5.9% |
| Q4 FY252025-03-31 | ₹1,441 cr | — | ₹342 cr | — | 23.8% | ₹1.31 | — | — |
| TTM (last 4 quarters) | ₹5,526 cr | — | ₹1,482 cr | — | 26.8% | ₹5.66 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹1,404 cr | ₹1,301 cr | ₹1,366 cr | ₹1,454 cr | ₹1,441 cr |
| Interest cost | ₹1,603 cr | ₹1,644 cr | ₹1,637 cr | ₹1,530 cr | ₹1,505 cr |
| Profit before tax | ₹508 cr | ₹547 cr | ₹504 cr | ₹433 cr | ₹459 cr |
| Tax expense | ₹130 cr | ₹139 cr | ₹130 cr | ₹111 cr | ₹117 cr |
| Effective tax rate | 25.6% | 25.5% | 25.7% | 25.6% | 25.4% |
| Net profit (PAT) | ₹378 cr | ₹407 cr | ₹374 cr | ₹322 cr | ₹342 cr |
| Net profit margin | 26.9% | 31.3% | 27.4% | 22.2% | 23.8% |
| Basic EPS | ₹1.44 | ₹1.56 | ₹1.43 | ₹1.23 | ₹1.31 |
| Diluted EPS | ₹1.44 | ₹1.55 | ₹1.43 | ₹1.23 | ₹1.31 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | -3.4% | -9.7% | — | — | — |
| Revenue QoQ | +7.9% | -4.8% | -6.0% | +0.9% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +17.2% | +19.0% | — | — | — |
| Net profit QoQ | -7.3% | +8.8% | +16.2% | -5.9% | — |
| EPS YoY | +17.1% | +19.1% | — | — | — |
| EPS QoQ | -7.7% | +9.1% | +16.3% | -6.1% | — |
Full-year performance for THE SOUTH INDIAN BANK LTD, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹5,200 cr | ₹4,975 cr | ₹4,849 cr | ₹3,961 cr |
| Interest cost | ₹6,409 cr | ₹5,928 cr | ₹5,281 cr | ₹4,221 cr |
| Profit before tax | ₹1,957 cr | ₹1,757 cr | ₹1,529 cr | ₹1,109 cr |
| Tax expense | ₹501 cr | ₹454 cr | ₹459 cr | ₹333 cr |
| Effective tax rate | 25.6% | 25.8% | 30.0% | 30.1% |
| Net profit (PAT) | ₹1,456 cr | ₹1,303 cr | ₹1,070 cr | ₹775 cr |
| Net profit margin | 28.0% | 26.2% | 22.1% | 19.6% |
| Basic EPS | ₹5.56 | ₹4.98 | ₹5.10 | ₹3.49 |
| Diluted EPS | ₹5.55 | ₹4.98 | ₹5.09 | ₹3.49 |
Topline for Q1 FY27 came in at ₹1,404 cr against ₹1,454 cr in Q1 FY26, and ₹1,301 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +7.9%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹378 cr works out to a net margin of 26.9% compared with 22.2% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, THE SOUTH INDIAN BANK LTD reported profit before tax of ₹508 cr, a tax charge of ₹130 cr (effective rate 25.6%), interest cost of ₹1,603 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹407 cr in Q4 FY26 to ₹378 cr in Q1 FY27, a change of -7.3%.
Across the trailing four quarters THE SOUTH INDIAN BANK LTD has generated revenue of ₹5,526 cr and net profit of ₹1,482 cr, a trailing net margin of 26.8%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹5,200 cr with net profit of ₹1,456 cr and EPS of ₹5.56, versus the prior year where revenue grew +4.5% and profit grew +11.7%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
THE SOUTH INDIAN BANK LTD has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for SOUTHBANK yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), THE SOUTH INDIAN BANK LTD reported revenue of ₹1,404 cr and net profit of ₹378 cr, a change of +17.2% year on year on -3.4% revenue growth. EPS stood at ₹1.44.
THE SOUTH INDIAN BANK LTD posted a net profit margin of 26.9% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹5,526 cr and net profit ₹1,482 cr.
THE SOUTH INDIAN BANK LTD net profit changed -7.3% quarter on quarter, from ₹407 cr in Q4 FY26 to ₹378 cr in Q1 FY27.
THE SOUTH INDIAN BANK LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for SOUTHBANK will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the SOUTHBANK stock page.
For FY26, THE SOUTH INDIAN BANK LTD reported full-year revenue of ₹5,200 cr and net profit of ₹1,456 cr, with EPS of ₹5.56.
Past results dates for SOUTHBANK will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
