Quarterly results · JSFB
JANA SMALL FIN BANK LTD reported revenue of ₹1,009 cr and net profit of ₹155 cr in Q1 FY27 (quarter ended 30 Jun 2026), +52.3% year on year. Below is the full quarter-wise results table with revenue, operating profit, margins, tax, EPS and annual history — updated automatically from exchange filings.
| Quarter | Q1 FY27 |
|---|---|
| Quarter ended | 30 Jun 2026 |
| Revenue | ₹1,009 cr |
| Revenue YoY | +18.5% |
| Operating profit | — |
| Operating margin | — |
| Net profit | ₹155 cr |
| Net profit YoY | +52.3% |
| Net profit QoQ | +11.0% |
| Net margin | 15.4% |
| Basic EPS | ₹14.74 |
| TTM revenue | ₹3,782 cr |
| TTM net profit | ₹407 cr |
| TTM net margin | 10.8% |
JANA SMALL FIN BANK LTD (JSFB) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹1,009 cr and a net profit of ₹155 cr, translating into earnings per share of ₹14.74.
Compared with the same quarter a year earlier, revenue grew by +18.5% and net profit grew sharply by +52.3%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Revenue
₹1,009 cr
+18.5% YoY
Net profit
₹155 cr
+52.3% YoY
Operating profit
—
— YoY
EPS
₹14.74
+52.1% YoY
| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
|---|---|---|---|---|---|---|---|---|
| Q1 FY272026-06-30 | ₹1,009 cr | — | ₹155 cr | — | 15.4% | ₹14.74 | +52.3% | +11.0% |
| Q4 FY262026-03-31 | ₹1,001 cr | — | ₹140 cr | — | 14.0% | ₹13.28 | +13.2% | +1342.3% |
| Q3 FY262025-12-31 | ₹920 cr | — | ₹9.69 cr | — | 1.1% | ₹0.92 | — | -90.5% |
| Q1 FY262025-06-30 | ₹852 cr | — | ₹102 cr | — | 12.0% | ₹9.69 | — | -17.5% |
| Q4 FY252025-03-31 | ₹815 cr | — | ₹123 cr | — | 15.1% | ₹11.76 | — | — |
| TTM (last 4 quarters) | ₹3,782 cr | — | ₹407 cr | — | 10.8% | ₹38.63 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q1 FY262025-06-30 | Q4 FY252025-03-31 |
|---|---|---|---|---|---|
| Revenue / Sales | ₹1,009 cr | ₹1,001 cr | ₹920 cr | ₹852 cr | ₹815 cr |
| Interest cost | ₹732 cr | ₹709 cr | ₹709 cr | ₹655 cr | ₹602 cr |
| Profit before tax | ₹155 cr | ₹140 cr | ₹9.69 cr | ₹102 cr | ₹120 cr |
| Tax expense | ₹0 cr | ₹0 cr | ₹0 cr | ₹0 cr | -₹3.64 cr |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | -3.0% |
| Net profit (PAT) | ₹155 cr | ₹140 cr | ₹9.69 cr | ₹102 cr | ₹123 cr |
| Net profit margin | 15.4% | 14.0% | 1.1% | 12.0% | 15.1% |
| Basic EPS | ₹14.74 | ₹13.28 | ₹0.92 | ₹9.69 | ₹11.76 |
| Diluted EPS | ₹14.69 | ₹13.23 | ₹0.92 | ₹9.65 | ₹11.71 |
| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q1 FY26 | Q4 FY25 |
|---|---|---|---|---|---|
| Revenue YoY | +18.5% | +22.8% | — | — | — |
| Revenue QoQ | +0.8% | +8.9% | +8.0% | +4.4% | — |
| Operating profit YoY | — | — | — | — | — |
| Operating profit QoQ | — | — | — | — | — |
| Net profit YoY | +52.3% | +13.2% | — | — | — |
| Net profit QoQ | +11.0% | +1342.3% | -90.5% | -17.5% | — |
| EPS YoY | +52.1% | +12.9% | — | — | — |
| EPS QoQ | +11.0% | +1343.5% | -90.5% | -17.6% | — |
Full-year performance for JANA SMALL FIN BANK LTD, useful for reading each quarter in context.
| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
|---|---|---|---|---|
| Revenue / Sales | ₹3,354 cr | ₹3,011 cr | ₹2,625 cr | ₹2,215 cr |
| Interest cost | ₹2,760 cr | ₹2,317 cr | ₹1,886 cr | ₹1,415 cr |
| Profit before tax | ₹326 cr | ₹474 cr | ₹514 cr | ₹256 cr |
| Tax expense | ₹0 cr | -₹27.74 cr | -₹155 cr | ₹0 cr |
| Effective tax rate | 0.0% | -5.9% | -30.2% | 0.0% |
| Net profit (PAT) | ₹326 cr | ₹501 cr | ₹670 cr | ₹256 cr |
| Net profit margin | 9.7% | 16.7% | 25.5% | 11.6% |
| Basic EPS | ₹31.02 | ₹47.89 | ₹90.85 | ₹24.47 |
| Diluted EPS | ₹30.92 | ₹47.67 | ₹90.72 | ₹24.47 |
Topline for Q1 FY27 came in at ₹1,009 cr against ₹852 cr in Q1 FY26, and ₹1,001 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +0.8%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Net profit of ₹155 cr works out to a net margin of 15.4% compared with 12.0% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, JANA SMALL FIN BANK LTD reported profit before tax of ₹155 cr, a tax charge of ₹0 cr (effective rate 0.0%), interest cost of ₹732 cr. Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹140 cr in Q4 FY26 to ₹155 cr in Q1 FY27, a change of +11.0%.
Across the trailing four quarters JANA SMALL FIN BANK LTD has generated revenue of ₹3,782 cr and net profit of ₹407 cr, a trailing net margin of 10.8%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹3,354 cr with net profit of ₹326 cr and EPS of ₹31.02, versus the prior year where revenue grew +11.4% and profit declined -34.9%.
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend, the interest burden and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
JANA SMALL FIN BANK LTD has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
No results report published for JSFB yet — our desk covers each quarter within minutes of the filing.
In Q1 FY27 (quarter ended 30 Jun 2026), JANA SMALL FIN BANK LTD reported revenue of ₹1,009 cr and net profit of ₹155 cr, a change of +52.3% year on year on +18.5% revenue growth. EPS stood at ₹14.74.
JANA SMALL FIN BANK LTD posted a net profit margin of 15.4% and an operating margin of not available in Q1 FY27. On a trailing twelve-month basis, revenue is ₹3,782 cr and net profit ₹407 cr.
JANA SMALL FIN BANK LTD net profit changed +11.0% quarter on quarter, from ₹140 cr in Q4 FY26 to ₹155 cr in Q1 FY27.
JANA SMALL FIN BANK LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Results coverage for JSFB will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the JSFB stock page.
For FY26, JANA SMALL FIN BANK LTD reported full-year revenue of ₹3,354 cr and net profit of ₹326 cr, with EPS of ₹31.02.
Past results dates for JSFB will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 11 Sept 2026. For information only, not investment advice.
