CHOLAHLDNG Q1 FY27 results at a glance
CHOLAMANDALAM FIN HOL LTD Q1 FY27 key results metrics| Quarter | Q1 FY27 |
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| Quarter ended | 30 Jun 2026 |
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| Revenue | ₹11,385 cr |
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| Revenue YoY | +19.8% |
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| Operating profit | ₹1,958 cr |
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| Operating margin | 17.2% |
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| Net profit | ₹806 cr |
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| Net profit YoY | +39.3% |
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| Net profit QoQ | +17.3% |
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| Net margin | 7.1% |
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| Basic EPS | ₹42.92 |
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| TTM revenue | ₹42,814 cr |
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| TTM net profit | ₹2,669 cr |
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| TTM net margin | 6.2% |
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CHOLAHLDNG Q1 FY27 results: what the numbers say
CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) has reported its Q1 FY27 results for the quarter ended 2026-06-30. The company posted revenue of ₹11,385 cr and a net profit of ₹806 cr, translating into earnings per share of ₹42.92.
Compared with the same quarter a year earlier, revenue grew by +19.8% and net profit grew strongly by +39.3%. Profit rising faster than revenue points to better cost control or operating leverage flowing through the P&L.
Operating profit for the quarter stood at ₹1,958 cr, an operating margin of 17.2% versus 14.0% a year ago — a gain of 3.2 percentage points.
CHOLAHLDNG quarter-wise results table
Revenue
₹11,385 cr
+19.8% YoY
Net profit
₹806 cr
+39.3% YoY
Operating profit
₹1,958 cr
+47.4% YoY
CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) quarter-wise results — revenue, operating profit, net profit, margins, EPS and growth| Quarter | Revenue | Operating profit | Net profit | OPM | Net margin | EPS | Profit YoY | Profit QoQ |
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| Q1 FY272026-06-30 | ₹11,385 cr | ₹1,958 cr | ₹806 cr | 17.2% | 7.1% | ₹42.92 | +39.3% | +17.3% |
| Q4 FY262026-03-31 | ₹10,841 cr | ₹1,986 cr | ₹687 cr | 18.3% | 6.3% | ₹36.59 | — | +9.8% |
| Q3 FY262025-12-31 | ₹10,461 cr | ₹1,574 cr | ₹626 cr | 15.0% | 6.0% | ₹33.32 | — | +13.8% |
| Q2 FY262025-09-30 | ₹10,128 cr | ₹1,528 cr | ₹550 cr | 15.1% | 5.4% | ₹29.28 | — | -4.9% |
| Q1 FY262025-06-30 | ₹9,500 cr | ₹1,328 cr | ₹579 cr | 14.0% | 6.1% | ₹30.81 | — | — |
| TTM (last 4 quarters) | ₹42,814 cr | ₹7,046 cr | ₹2,669 cr | 16.5% | 6.2% | ₹142.11 | — | — |
Consolidated figures as reported to the exchanges, shown in ₹ crore. OPM = operating profit margin. Updated automatically whenever a new quarter is filed.
CHOLAHLDNG quarterly income statement
Line-item results for the last six quarters as filed — sales, expenses, operating profit, interest, tax and profit after tax in ₹ crore.
CHOLAMANDALAM FIN HOL LTD quarterly income statement| Particulars | Q1 FY272026-06-30 | Q4 FY262026-03-31 | Q3 FY262025-12-31 | Q2 FY262025-09-30 | Q1 FY262025-06-30 |
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| Revenue / Sales | ₹11,385 cr | ₹10,841 cr | ₹10,461 cr | ₹10,128 cr | ₹9,500 cr |
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| Total expenses | ₹9,427 cr | ₹8,854 cr | ₹8,887 cr | ₹8,600 cr | ₹8,171 cr |
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| Gross profit | ₹4,034 cr | ₹4,018 cr | ₹3,605 cr | ₹3,439 cr | ₹3,205 cr |
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| Operating profit (EBIT) | ₹1,958 cr | ₹1,986 cr | ₹1,574 cr | ₹1,528 cr | ₹1,328 cr |
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| Operating margin | 17.2% | 18.3% | 15.0% | 15.1% | 14.0% |
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| Profit before tax | ₹2,400 cr | ₹2,142 cr | ₹1,863 cr | ₹1,632 cr | ₹1,696 cr |
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| Tax expense | ₹611 cr | ₹517 cr | ₹477 cr | ₹417 cr | ₹437 cr |
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| Effective tax rate | 25.5% | 24.1% | 25.6% | 25.6% | 25.7% |
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| Net profit (PAT) | ₹806 cr | ₹687 cr | ₹626 cr | ₹550 cr | ₹579 cr |
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| Net profit margin | 7.1% | 6.3% | 6.0% | 5.4% | 6.1% |
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| Basic EPS | ₹42.92 | ₹36.59 | ₹33.32 | ₹29.28 | ₹30.81 |
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| Diluted EPS | ₹42.92 | ₹36.59 | ₹33.32 | ₹29.28 | ₹30.81 |
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CHOLAHLDNG results growth — YoY and QoQ
Quarterly growth rates, year on year and quarter on quarter| Growth | Q1 FY27 | Q4 FY26 | Q3 FY26 | Q2 FY26 | Q1 FY26 |
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| Revenue YoY | +19.8% | — | — | — | — |
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| Revenue QoQ | +5.0% | +3.6% | +3.3% | +6.6% | — |
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| Operating profit YoY | +47.4% | — | — | — | — |
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| Operating profit QoQ | -1.4% | +26.2% | +3.0% | +15.0% | — |
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| Net profit YoY | +39.3% | — | — | — | — |
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| Net profit QoQ | +17.3% | +9.8% | +13.8% | -4.9% | — |
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| EPS YoY | +39.3% | — | — | — | — |
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| EPS QoQ | +17.3% | +9.8% | +13.8% | -5.0% | — |
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CHOLAHLDNG annual results history
Full-year performance for CHOLAMANDALAM FIN HOL LTD, useful for reading each quarter in context.
CHOLAMANDALAM FIN HOL LTD annual income statement| Particulars | FY262026-03-31 | FY252025-03-31 | FY242024-03-31 | FY232023-03-31 |
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| Revenue / Sales | ₹40,693 cr | ₹34,837 cr | ₹27,276 cr | ₹19,381 cr |
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| Total expenses | ₹34,151 cr | ₹28,986 cr | ₹22,501 cr | ₹15,873 cr |
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| Gross profit | ₹12,968 cr | ₹10,843 cr | ₹8,154 cr | ₹7,160 cr |
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| Operating profit (EBIT) | ₹6,542 cr | ₹5,851 cr | ₹4,775 cr | ₹3,508 cr |
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| Operating margin | 16.1% | 16.8% | 17.5% | 18.1% |
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| Interest cost | ₹52.43 cr | ₹44.88 cr | ₹26.84 cr | ₹17.14 cr |
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| Profit before tax | ₹7,326 cr | ₹6,400 cr | ₹5,200 cr | ₹3,824 cr |
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| Tax expense | ₹1,848 cr | ₹1,666 cr | ₹1,361 cr | ₹1,006 cr |
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| Effective tax rate | 25.2% | 26.0% | 26.2% | 26.3% |
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| Net profit (PAT) | ₹2,441 cr | ₹2,174 cr | ₹1,773 cr | ₹1,290 cr |
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| Net profit margin | 6.0% | 6.2% | 6.5% | 6.7% |
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| Basic EPS | ₹130.01 | ₹115.76 | ₹94.39 | ₹68.72 |
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| Diluted EPS | ₹130.01 | ₹115.76 | ₹94.39 | ₹68.72 |
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Revenue trend and demand read-through
Topline for Q1 FY27 came in at ₹11,385 cr against ₹9,500 cr in Q1 FY26, and ₹10,841 cr in the preceding Q4 FY26 quarter.
On a sequential basis revenue grew +5.0%. Sequential moves are the quickest read on demand momentum because they strip out the base effect of a year-old quarter, though seasonality can distort a single quarter.
Total expenses for the quarter were ₹9,427 cr, or 82.8% of revenue, with operating profit grew +47.4% year on year.
Margins, tax and profitability
Net profit of ₹806 cr works out to a net margin of 7.1% compared with 6.1% in the year-ago quarter. Margin expansion of this kind usually reflects a better product or service mix, softer input costs, or tighter overheads.
Below the operating line, CHOLAMANDALAM FIN HOL LTD reported profit before tax of ₹2,400 cr, a tax charge of ₹611 cr (effective rate 25.5%). Reading these together with operating profit shows how much of the quarter's earnings were driven by the core business versus financing and tax movements.
Sequentially, net profit moved from ₹687 cr in Q4 FY26 to ₹806 cr in Q1 FY27, a change of +17.3%.
Trailing twelve months and annual context
Across the trailing four quarters CHOLAMANDALAM FIN HOL LTD has generated revenue of ₹42,814 cr and net profit of ₹2,669 cr, a trailing net margin of 6.2%. The trailing view smooths out one-off quarters and is the number most valuation multiples are built on.
On a full-year basis, FY26 revenue was ₹40,693 cr with net profit of ₹2,441 cr and EPS of ₹130.01, versus the prior year where revenue grew +16.8% and profit grew +12.3%.
What to watch in the next CHOLAHLDNG quarter
For the coming quarters the numbers worth tracking on this page are revenue momentum, the operating margin trend and whether EPS keeps pace with profit growth. A sustained run of year-on-year profit growth is what usually drives a re-rating rather than any single quarter.
CHOLAMANDALAM FIN HOL LTD has not yet intimated its next results date to the exchange. This page refreshes automatically from filings and the board-meeting calendar, so the tables above will reflect the next quarter as soon as it is reported.
All figures here are as reported to the exchanges and shown in ₹ crore, without adjustment. This is information and analysis, not investment advice.
CHOLAHLDNG results coverage
No results report published for CHOLAHLDNG yet — our desk covers each quarter within minutes of the filing.
CHOLAHLDNG quarterly results FAQs
What were CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) Q1 FY27 results?
In Q1 FY27 (quarter ended 30 Jun 2026), CHOLAMANDALAM FIN HOL LTD reported revenue of ₹11,385 cr and net profit of ₹806 cr, a change of +39.3% year on year on +19.8% revenue growth. EPS stood at ₹42.92.
What is CHOLAHLDNG profit margin in Q1 FY27?
CHOLAMANDALAM FIN HOL LTD posted a net profit margin of 7.1% and an operating margin of 17.2% in Q1 FY27. On a trailing twelve-month basis, revenue is ₹42,814 cr and net profit ₹2,669 cr.
Did CHOLAHLDNG results beat the previous quarter?
CHOLAMANDALAM FIN HOL LTD net profit changed +17.3% quarter on quarter, from ₹687 cr in Q4 FY26 to ₹806 cr in Q1 FY27.
When are CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) quarterly results?
CHOLAMANDALAM FIN HOL LTD has not yet intimated its next results date to the exchange. This page updates automatically from the exchange board-meeting calendar.
Where can I see CHOLAHLDNG latest quarterly results?
Results coverage for CHOLAHLDNG will appear here as soon as the company reports. Meanwhile you can track live price and technicals on the CHOLAHLDNG stock page.
What is CHOLAMANDALAM FIN HOL LTD annual revenue and profit?
For FY26, CHOLAMANDALAM FIN HOL LTD reported full-year revenue of ₹40,693 cr and net profit of ₹2,441 cr, with EPS of ₹130.01.
How many quarterly results has CHOLAHLDNG declared recently?
Past results dates for CHOLAHLDNG will be listed here from the exchange calendar.
Results dates sourced from the exchange board-meeting calendar; reported figures from company filings, last refreshed 12 Sept 2026. For information only, not investment advice.
